609 E Spruce St, Jerseyville, IL 62052 Property Records

Jersey County property record for 609 E Spruce St, Jerseyville, IL 62052

Property Summary

Property Type	Single Family Home
Details	1,088 sqft · built 1920
Lot Size	0.242 acres (10,528 sqft)
Owner	Individual Name on Record
Last Sale	$35,500 (Jul 2018)
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Jun 2021 Refinance Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-930-006-00`

Property Details

APN / Parcel Number

Primary APN	`04-930-006-00`
Alternative APN	`930-006-00`

Interior

Stories	1 Story
Building Area	1,088 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	10,528 sqft (0.242 acres)
Lot Dimensions	112 ft deep x 94 ft wide

Location & Zoning

Account Number	930-006-00
Street Address	609 E SPRUCE ST
City	JERSEYVILLE
State	IL
Zip	62052-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRYKERS ADDITION LOT 8 LESS W6' & LOT 6 BLK 10 6-16 70K, 3-06 78K, 8-99 58K 1920 1STY/PT BSMT 1088SQ 94X112 LOT
Legal Subdivision	STRYKERS ADDITION
Legal Block	10
Legal Lot Number	6,8
Jurisdiction	JERSEY IL
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2027
Census Tract	10100

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 E SPRUCE ST, JERSEYVILLE, IL 62052-1946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC
Jul 31, 2018	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	201815364
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	609 E SPRUCE ST, JERSEYVILLE, IL 62052-1946
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100163462
Date	Jun 23, 2021
Instrument	202100163462

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	609 E SPRUCE ST, JERSEYVILLE, IL 62052-1946
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100163462
Date	Mar 23, 2021
Instrument	202100163462

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Jul 31, 2018
Property Address	609 E SPRUCE ST, JERSEYVILLE, IL 62052-1946
Document Number	20180015364
Instrument Date	Jul 27, 2018
Instrument	2.0180015364
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 W MULBERRY ST, JERSEYVILLE, IL 62052-1464

Mortgage

Document Number	20180015364
Date	Jul 31, 2018
Instrument	2.0180015364

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Jersey Township
Municipality	Jerseyville City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,607.00 (+6.07%)	$27,490 (+23.11%) Land $7,880 Building $19,610	$82,470 (+23.11%) Land $23,640 Building $58,830
2024	$1,515.00 (+12.98%)
2022	$1,341.00 Homeowner's exemption	$22,330 Land $6,400 Building $15,930	$66,990 Land $19,200 Building $47,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-JERSEYVILLE serves 8,412 people · EPA ID IL0830250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grafton Technologies.

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