609 E Railroad St, Lynd, MN 56157 Property Records

Lyon County property record for 609 E Railroad St, Lynd, MN 56157

Property Summary

Property Type	Single Family Home
Details	built 2006
Lot Size	0.475 acres (20,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2026)
Tax Bill	$5,064 (2026)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-118003-0`

Property Details

APN / Parcel Number

Primary APN	`26-118003-0`

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	20,710 sqft (0.475 acres)

Location & Zoning

Street Address	609 E RAILROAD ST
City	LYND
State	MN
Zip	56157-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNDWOOD ADDITION 10152001
Legal Subdivision	LYNDWOOD ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	LYON MN
Township / Civil Division	LYND
Census Block Group	2
Census Block	2095
Census Tract	360200

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 E RAILROAD ST, LYND, MN 56157-9702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Certificate of Transfer, Transfer
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN BANK
Jul 24, 2026	Certificate of Transfer, Transfer
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	202616030
Record Updated	Oct 29, 2026

July 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LYON MN
Recording Date	Jul 24, 2026
Property Address	609 E RAILROAD ST, LYND, MN 56157-9702
Document Number	0000005837
Instrument Date	Jul 24, 2026
Instrument	20265837
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jul 24, 2026
Property Address	609 E RAILROAD ST, LYND, MN 56157-9702
Document Number	0000016030
Instrument Date	Jul 24, 2026
Instrument	202616030
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$159,984.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	609 E RAILROAD ST, LYND, MN 56157-9702

Mortgage

Document Number	0000016030,
Date	Jul 24, 2026
Instrument	202616030

Lender

Name	HOMETOWN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LYON MN
Recording Date	Jul 24, 2026
Property Address	609 E RAILROAD ST, LYND, MN 56157-9702
Document Number	0000005836
Instrument Date	Jul 24, 2026
Instrument	20265836
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Sep 1, 2023
Property Address	609 E RAILROAD ST, LYND, MN 56157-9702
Document Number	0000015740
Instrument Date	Aug 1, 2023
Instrument	15740
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 E RAILROAD ST, LYND, MN 56157-9702

Mortgage

Document Number	0000015741
Date	Sep 1, 2023
Instrument	15741

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	609 E RAILROAD ST, LYND, MN 56157-9702
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15305
Date	May 15, 2020
Instrument	15305

Lender

Name	FIRST INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Lynd City
Elementary School District	Lynd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,064.00 (+0.16%)	$428,900 (-0.09%) Land $24,900 Building $404,000	$428,900 (-0.09%) Land $24,900 Building $404,000
2025		$429,300 (+0.92%) Land $24,900 Building $404,400	$429,300 (+0.92%) Land $24,900 Building $404,400
2023	$5,056.00	$425,400 Land $28,800 Building $396,600	$425,400 Land $28,800 Building $396,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lynd serves 448 people · EPA ID MN1420005
Water Source	Purchased groundwater from Lincoln-Pipestone Rural Water System
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Woodstock Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: MVTV Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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