609 E Paterson St, Flint, MI 48505 Property Records

Genesee County property record for 609 E Paterson St, Flint, MI 48505

Property Summary

Property TypeCommercial
Details2,888 sqft · built 1923
Lot Size0.143 acres (6,229 sqft)
OwnerCompany Name on Record
Last Sale$210,000 (Jul 2025)
Tax Bill$2,829 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-01-480-004

Property Details

APN / Parcel Number

Primary APN40-01-480-004

Interior

Units76 Units
Stories1 Story
Building Area2,888 sqft Total Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleMulti-Family
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address609 E PATERSON ST
CityFLINT
StateMI
Zip48505-4781
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeMR-2
Legal DescriptionPOMEROY-BONBRIGHT 3RD ADDITION LOT 89
Legal SubdivisionPOMEROY BONBRIGHT 3RD ADDITION
Legal Lot Number89
JurisdictionGENESEE MI
Township / Civil DivisionFLINT
Census Block Group4
Census Block4000
Census Tract1100

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address609 E PATERSON ST, FLINT, MI 48505-4781
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Nov 26, 2019Warranty Deed, Transfer · Conventional Mortgage
ELGA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2025 · Amount on Record
Deed SaleJul 29, 2025 · Amount on Record
Prior SaleSep 8, 2021 · Amount on Record
Deed Document Number20253610
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateSep 8, 2021
Property Address609 E PATERSON ST, FLINT, MI 48505-4781
Document Number0000072771
Map ReferenceLB 1 PG 39
Instrument DateAug 12, 2021
Instrument202109080072771
Transaction TypeTransfer
Record UpdatedMay 1, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,264.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address609 E PATERSON ST, FLINT, MI 48505-4781

Transferred To (Grantee/Buyer)

NameVerified Name
Address3073 ELK CREEK DR, SWARTZ CREEK, MI 48473-8629

Mortgage

Document Number0000072772
DateSep 8, 2021
Instrument202109080072772
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateNov 26, 2019
Property Address609 E PATERSON ST, FLINT, MI 48505-4781
Document Number0000073881
Instrument DateNov 8, 2019
Instrument73881
Transaction TypeTransfer
Record UpdatedDec 18, 2019
Title CompanyTC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$645.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address336 W IST ST FLINT MI 48502, FLINT, MI 48502

Mortgage

Document Number71910
DateNov 26, 2019
Instrument71910
Lender
NameELGA CU
TypeCredit Union
AddressBURTON, MI 48519
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityFlint City
Unified School DistrictFlint City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,829.00 (-30.61%)$62,800 (+12.34%)$125,600 (+12.34%)
2024$4,077.00
2023$55,900$111,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLINT
serves 81,252 people · EPA ID MI0002310
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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