609 E North St, Algona, IA 50511 Property Records

Kossuth County property record for 609 E North St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,524 sqft · built 1917
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2022)
Tax Bill	$958 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-435-004`

Property Details

APN / Parcel Number

Primary APN	`22-02-435-004`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,524 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	812 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	609 E NORTH ST
City	ALGONA
State	IA
Zip	50511-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 3 CALLS & SMARTS ADD
Legal Subdivision	CALL & SMARTS ADDITION TO ALGONA
Legal Block	3
Legal Lot Number	2
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2048
Census Tract	950500

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 E NORTH ST, ALGONA, IA 50511-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Apr 15, 2015 · Amount on Record
Deed Document Number	20221773
Deed Book / Page	2022 / 1773
Prior Transfer Date	Oct 18, 2005
Prior Transfer Doc	02005/3951
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 10, 2022
Property Address	609 E NORTH ST, ALGONA, IA 50511-1629
Document Number	02022/1773
Book / Page	2022 / 1773
Instrument Date	Jun 2, 2022
Instrument	2022 1773
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E NORTH ST, ALGONA, IA 50511-1629

Mortgage

Document Number	02022/1774
Date	Jun 10, 2022
Book Page	2022/1774
Instrument	2022 1774

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$958.00 (+6.44%) Homeowner's exemption	$71,505 (+12.92%) Land $11,700 Building $59,805
2024	$900.00 (-14.45%)
2023		$63,323 Land $10,400 Building $52,923	$63,323 (-11.44%) Land $10,400 Building $52,923
2021	$1,052.00		$71,505 Land $11,700 Building $59,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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