609 E North Ave, Effingham, IL 62401 Property Records

Effingham County property record for 609 E North Ave, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,708 sqft · built 1967
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Nov 2018)
Tax Bill	$1,247 (2022)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-005-059`

Property Details

APN / Parcel Number

Primary APN	`03-16-005-059`

Interior

Stories	1 Story
Building Area	1,708 sqft Base Area
Basement Area	850 sqft

Exterior

Year Built	Built 1967
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	609 E NORTH AVE
City	EFFINGHAM
State	IL
Zip	62401-3274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 EXCEPT E 5FT OF REPLAT LOTS 1-15 ZIEGLER SUB 3429/324 486/188
Legal Subdivision	ZIEGLER SUBDIVISION
Legal Lot Number	2-15
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1084
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-005-059

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	609 E NORTH AVE, EFFINGHAM, IL 62401-3274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	201801804845
Deed Book / Page	3429 / 324
Record Updated	Jun 07, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 20, 2018
Property Address	609 E NORTH AVE, EFFINGHAM, IL 62401-3274
Document Number	3429/324
Book / Page	3429 / 324
Map Reference	MB 3 PG 444
Instrument Date	Nov 19, 2018
Instrument	201801804845
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	THE TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 E NORTH AVE, EFFINGHAM, IL 62401-3274

Mortgage

Document Number	201801804846
Date	Nov 20, 2018
Instrument	201801804846

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,247.00 Homeowner's exemption	$59,640 Land $10,530 Building $49,110	$178,920 Land $31,590 Building $147,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.