609 E Main St, Saltville, VA 24370 Property Records

Smyth County property record for 609 E Main St, Saltville, VA 24370

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,011 sqft · built 1970
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (May 2018)
Tax Bill	$682 (2026)
Deeds & Mortgages	May 2017 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28A8-5-3A-3B`

Property Details

APN / Parcel Number

Primary APN	`28A8-5-3A-3B`
Alternative APN	`32824`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,011 sqft Living Area
Gross Area	1,513 sqft
1st Floor Area	694 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Roof Type	Gable
Lot Area	6,534 sqft (0.15 acres)
Porch	Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32824
Street Address	609 E MAIN ST
City	SALTVILLE
State	VA
Zip	24370-3390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAIN ST PL A LOT PART 28A8 5 3A,3B
Legal Subdivision	J ANDERSON ESTATE
Jurisdiction	SMYTH VA
Township / Civil Division	SALTVILLE
Census Block Group	4
Census Block	4002
Census Tract	30200

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 E MAIN ST, SALTVILLE, VA 24370-3390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2017	Deed of Trust, Mortgage THE FIRST BANK AND TRUST COMPANY
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA HOUSING DEVELOPMENT AUTHOR
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTY MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Deed Document Number	20181022
Deed Book / Page	1022 / 26
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	609 E MAIN ST, SALTVILLE, VA 24370-3390
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001366
Date	May 31, 2017
Instrument	170001366

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Nov 5, 2021
Property Address	609 E MAIN ST, SALTVILLE, VA 24370-3390
Document Number	001076/571
Book / Page	1076 / 571
Instrument Date	Nov 5, 2021
Instrument	210002915
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E MAIN ST, SALTVILLE, VA 24370-3390

Mortgage

Document Number	0210002916
Date	Nov 5, 2021
Instrument	210002916

Lender

Name	VIRGINIA HOUSING DEVELOPMENT AUTHOR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	May 4, 2018
Property Address	609 E MAIN ST, SALTVILLE, VA 24370-3390
Document Number	0001022/26
Book / Page	1022 / 26
Instrument Date	May 4, 2018
Instrument	180001022
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E MAIN ST, SALTVILLE, VA 24370-3390

Mortgage

Document Number	0180001023
Date	May 4, 2018
Instrument	180001023

Lender

Name	GUARANTY MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Municipality	Saltville Town
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$682.00 (+16.98%)	$98,900 (-) Land $6,000 Building $92,900	$98,900 (-) Land $6,000 Building $92,900
2025	$583.00 (+27.57%)	$98,900 (+60.03%) Land $6,000 Building $92,900	$98,900 (+60.03%) Land $6,000 Building $92,900
2023	$457.00	$61,800 Land $5,000 Building $56,800	$61,800 Land $5,000 Building $56,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Nov 2003 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALTVILLE serves 2,204 people · EPA ID VA1173723
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.36 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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