609 E Joy Ave, Fresno, CA 93706 Property Records

Fresno County property record for 609 E Joy Ave, Fresno, CA 93706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 1972
Lot Size	0.203 acres (8,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (Apr 1999)
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`334-342-03`

Property Details

APN / Parcel Number

Primary APN	`334-342-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,829 sqft (0.203 acres)
Lot Dimensions	109 ft deep x 81 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	609 E JOY AVE
City	FRESNO
State	CA
Zip	93706-5935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 32 TRACT NO 2284 EASTON VILLAGE NO 2
Legal Subdivision	2284 EASTON VILLAGE #2
Legal Tract	2284
Legal Lot Number	32
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2018
Census Tract	1800

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 E JOY AVE, FRESNO, CA 93706-5935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 1999 · Amount on Record
Deed Sale	Apr 30, 1999 · Amount on Record
Prior Sale	Feb 28, 1994 · Amount on Record
Deed Document Number	199967064
Prior Transfer Date	Jan 11, 1994
Prior Transfer Doc	0000032369
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	609 E JOY AVE, FRESNO, CA 93706-5935
Document Number	0000143514
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 E JOY AVE FRESNO CA 937065935, FRESNO, CA 93706-5935

Mortgage

Document Number	0000143514
Date	Nov 27, 2019
Instrument	143514

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95353-1411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2044

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	609 E JOY AVE, FRESNO, CA 93706-5935
Document Number	0000092446
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 E JOY AVE FRESNO CA 937065935, FRESNO, CA 93706-5935

Mortgage

Document Number	0000092446
Date	Aug 1, 2018
Instrument	92446

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95353-1411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 31, 2043

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	609 E JOY AVE, FRESNO, CA 93706-5935
Document Number	0000092729
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 E JOY AVE FRESNO CA 937065935, FRESNO, CA 93706-5935

Mortgage

Document Number	0000092729
Date	Jul 26, 2017
Instrument	92729

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95354

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Secondary School District	Washington Unified School District (9-12) (09 - 12)
Elementary School District	Washington Colony Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$139,894 (+2%) Land $47,959 Building $91,935
2025	$1,473.00 (+1.59%) Homeowner's exemption	$137,152 (+4.04%) Land $47,019 Building $90,133
2023	$1,450.00 (+0.62%) Homeowner's exemption	$131,829 Land $45,195 Building $86,634
2022	$1,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTON ESTATES WATER COMPANY private · serves 302 people · EPA ID CA1000018
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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