609 E Jefferson St, Winterset, IA 50273 Property Records

Madison County property record for 609 E Jefferson St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,060 sqft · built 1919
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,875 (Apr 2024)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`820000602080000`

Property Details

APN / Parcel Number

Primary APN	`820000602080000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	609 E JEFFERSON ST
City	WINTERSET
State	IA
Zip	50273-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 60' LOT 7 BLK 2 LAUGHRIDGE&CASSIDAY
Legal Subdivision	LAUGHRIDGE & CASSIDAYS ADDITION
Legal Block	2
Legal Lot Number	7
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	3
Census Block	3030
Census Tract	60200

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 E JEFFERSON ST, WINTERSET, IA 50273-1441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES LLC
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	2024751
Deed Book / Page	2024 / 751
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Apr 10, 2024
Property Address	609 E JEFFERSON ST, WINTERSET, IA 50273-1441
Document Number	002024/751
Book / Page	2024 / 751
Instrument Date	Apr 10, 2024
Instrument	2024 751
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 E JEFFERSON ST, WINTERSET, IA 50273-1441

Mortgage

Document Number	0002024752
Date	Apr 10, 2024
Instrument	2024 752

Lender

Name	AMERICAN FINANCIAL RESOURCES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Apr 13, 2022
Property Address	609 E JEFFERSON ST, WINTERSET, IA 50273-1441
Document Number	02022/1079
Book / Page	2022 / 1079
Instrument Date	Apr 11, 2022
Instrument	2022 1079
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E JEFFERSON ST, WINTERSET, IA 50273-1441
Investor	Possibly a Property Investor

Mortgage

Document Number	02022/1080
Date	Apr 13, 2022
Book Page	2022/1080
Instrument	2022 1080

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,888.00 Homeowner's exemption	$162,400 (+68.99%) Land $16,500 Building $145,900	$162,400 (+68.99%) Land $16,500 Building $145,900
2024	$2,888.00 (+47.65%)
2023		$96,100 Land $13,200 Building $82,900	$96,100 Land $13,200 Building $82,900
2022	$1,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: OmniTel-Interstate Cablevision, Verizon.

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