609 E Jefferson Ave, Hayden, CO 81639 Property Records

Routt County property record for 609 E Jefferson Ave, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,121 sqft · built 1911
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (Dec 2025)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R8233075`

Property Details

APN / Parcel Number

Primary APN	`R8233075`
Alternative APN	`154007004`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,121 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1985
Architectural Style	Modular
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R8233075
Street Address	609 E JEFFERSON AVE
City	HAYDEN
State	CO
Zip	81639-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD - RES
Legal Description	LOTS 4 & 5 BLOCK 7 SELLERS ADD TO HAYDEN
Legal Range	88
Legal Township	06
Legal Section	10
Legal Subdivision	SELLERS ADD
Legal Block	7
Legal Lot Number	4
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	1
Census Block	1027
Census Tract	200

Owner

609 E Jefferson Ave is owned by an individual who bought it in December 2025.

Source: Routt County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3024 ABBEY RD, STEAMBOAT SPRINGS, CO 80487-4983
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Dec 17, 2025	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 25, 2020	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Mar 21, 2016 · Amount on File
Deed Document Number	2025865474
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	609 E JEFFERSON AVE, HAYDEN, CO 81639-5120
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000793226
Date	Sep 5, 2018
Instrument	793226

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Dec 17, 2025
Property Address	609 E JEFFERSON AVE, HAYDEN, CO 81639-5120
Document Number	0000865474
Instrument Date	Dec 17, 2025
Instrument	865474
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	UNKNOWN, GUARANTEED TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3024 ABBEY RD, STEAMBOAT SPRINGS, CO 80487-4983

Mortgage

Document Number	0000865475
Date	Dec 17, 2025
Instrument	865475

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Nov 25, 2020
Property Address	609 E JEFFERSON AVE, HAYDEN, CO 81639
Document Number	817204
Map Reference	FLE 832
Instrument Date	Nov 23, 2020
Instrument	817204
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Tax	$25.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 417, HAYDEN, CO 81639-0417

Tax Assessment & Valuation

The 2025 property tax bill for 609 E Jefferson Ave was $2,923, up 23.1% from the year before.

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00 (+23.13%)	$28,450 (+35.15%) Land $4,940 Building $23,510	$403,440 (+28.43%) Land $70,000 Building $333,440
2024	$2,374.00 (+0.89%)	$21,050 (-) Land $3,420 Building $17,630	$314,130 (-) Land $51,060 Building $263,070
2023	$2,353.00 (+23.26%)	$21,050 (+29.78%) Land $3,420 Building $17,630	$314,130 (+34.62%) Land $51,060 Building $263,070
2022	$1,909.00	$16,220 Land $2,570 Building $13,650	$233,350 Land $37,000 Building $196,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 E Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 E Jefferson Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAYDEN serves 3,982 people · EPA ID CO0154333
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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