609 E Granger Ave, Des Moines, IA 50315 Property Records

Polk County property record for 609 E Granger Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 728 sqft · built 1903
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (May 2026)
Tax Bill	$1,982 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`020/00696-000-000`

Property Details

APN / Parcel Number

Primary APN	`020/00696-000-000`
Alternative APN	`782410452002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
Gross Area	1,381 sqft
1st Floor Area	728 sqft
Basement Area	517 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	136 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	609 E GRANGER AVE
City	DES MOINES
State	IA
Zip	50315-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 & W 1/2 LOT 4 BLK 23 SECOND PLAT OF CLIFTON HEIGHTS
Legal Subdivision	CLIFTON HEIGHTS 2ND PLAT
Legal Block	23
Legal Lot Number	3,4
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1044
Census Tract	4200

Owner

Source: Polk County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 E GRANGER AVE, DES MOINES, IA 50315-1432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
May 1, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	202624727
Deed Book / Page	20502 / 126
Prior Transfer Date	Sep 9, 2016
Prior Transfer Doc	0000023159
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	609 E GRANGER AVE, DES MOINES, IA 50315-1432
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067051
Date	Jun 25, 2021
Book Page	18609/376
Instrument	2021-00067051

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2050

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 1, 2026
Property Address	609 E GRANGER AVE, DES MOINES, IA 50315-1432
Document Number	0000024727
Book / Page	20502 / 126
Instrument Date	Apr 27, 2026
Instrument	2026.24727
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$26,906.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	609 E GRANGER AVE, DES MOINES, IA 50315-1432

Mortgage

Document Number	0000024728,
Date	May 1, 2026
Instrument	2026..24728

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000024729,
Date	May 1, 2026
Book Page	20502/142
Instrument	2026.24729

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2036

Interest

Rate	6.22%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	609 E GRANGER AVE, DES MOINES, IA 50315-1432
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100067051
Date	Jun 25, 2021
Book Page	18609/376
Instrument	2021-00067051

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 29, 2020
Property Address	609 E GRANGER AVE, DES MOINES, IA 50315-1432
Document Number	201900114041
Book / Page	17917 / 77
Instrument Date	Jun 24, 2020
Instrument	2019-00114041
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E GRANGER AVE, DES MOINES, IA 50315-1432

Mortgage

Document Number	201900114043
Date	Jun 29, 2020
Instrument	2019-00114043

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,900 (+16.96%) Land $22,100 Building $95,800	$117,900 (+16.96%) Land $22,100 Building $95,800
2024	$1,982.00 (-2.94%)
2023		$100,800 Land $18,900 Building $81,900	$100,800 Land $18,900 Building $81,900
2020	$2,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1983–2010)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on E Granger Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures