609 E Garza St, Del Rio, TX 78840 Property Records

Val Verde County property record for 609 E Garza St, Del Rio, TX 78840

Property Summary

Property Type	Single Family Home
Details	1,059 sqft · built 2002
Lot Size	0.157 acres (6,852 sqft)
Owner	Individual Name on Record
Tax Bill	$925 (2025)
Deeds & Mortgages	May 2018 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6020-0490-0050`

Property Details

APN / Parcel Number

Primary APN	`6020-0490-0050`
Alternative APN	`27941`

Interior

Building Area	1,059 sqft Total Area
1st Floor Area	588 sqft

Exterior

Year Built	Built 2002
Lot Area	6,852 sqft (0.157 acres)
Lot Width	50 ft Width
Porch	Porch
Porch Area	120 sqft

Location & Zoning

Account Number	6020-0490-0050
Old Parcel Number	602004900050
Street Address	609 E GARZA ST
City	DEL RIO
State	TX
Zip	78840-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUM BLOCK 49 LOT 5
Legal Subdivision	BLUM
Legal Block	49
Legal Lot Number	5
Jurisdiction	VAL VERDE TX
Township / Civil Division	DEL RIO
Census Block Group	1
Census Block	1009
Census Tract	950601

Owner

Source: Val Verde County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	609 E GARZA ST, DEL RIO, TX 78840-7205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2018	Deed of Trust, Mortgage · Line of Credit BORDER FCU
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Jan 18, 2022	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 13, 2019	Warranty Deed, Transfer SOUTHWESTERN ABSTRACT AND TITLE, SOUTH WESTERN ABSTRACT & TTL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022
Deed Sale	Jan 18, 2022
Prior Sale	Sep 13, 2019
Deed Document Number	0000332364
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAL VERDE TX
Property Address	609 FRONTERA RD, DEL RIO, TX 78840
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307562
Date	May 9, 2018
Instrument	00307562

Lender

Name	BORDER FCU
Type	Credit Union
Address	DEL RIO, TX 78842

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAL VERDE TX
Property Address	609 FRONTERA RD, DEL RIO, TX 78840
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E GARZA ST, DEL RIO, TX 78840-7205

Mortgage

Document Number	0000332381
Date	Jan 19, 2022
Instrument	332381

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 18, 2025

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAL VERDE TX
Recording Date	Jan 18, 2022
Property Address	609 FRONTERA RD, DEL RIO, TX 78840
Document Number	0000332364
Map Reference	VOL 3 PG 578
Instrument Date	Jan 18, 2022
Instrument	332364
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 E GARZA ST, DEL RIO, TX 78840-7205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E GARZA ST, DEL RIO, TX 78840-7205

Mortgage

Document Number	0000332365
Date	Jan 18, 2022
Instrument	332365

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAL VERDE TX
Recording Date	Sep 13, 2019
Property Address	609 FRONTERA RD, DEL RIO, TX 78840
Document Number	0000315756
Map Reference	VOL 3 PG 578
Instrument Date	Sep 12, 2019
Instrument	00315756
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	SOUTHWESTERN ABSTRACT AND TITLE, SOUTH WESTERN ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 E GARZA ST, DEL RIO, TX 78840-7205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RINCON DR, DEL RIO, TX 78840-8204
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Val Verde County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Del Rio City
County	Val Verde County
Unified School District	San Felipe-Del Rio Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00 (+51.89%) Homeowner's exemption	$74,933 (-1.83%) Land $22,605 Building $52,328	$74,933 (-1.83%) Land $22,605 Building $52,328
2023		$76,328 Land $24,000 Building $52,328	$76,328 Land $24,000 Building $52,328
2022	$609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL RIO UTILITIES COMMISSION serves 36,506 people · EPA ID TX2330001
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Big Bend Telecom Fixed Wireless	250 / 50

May also be available: T-Mobile.

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