609 E Elk Ridge Dr, Payson, AZ 85541 Property Records

Gila County property record for 609 E Elk Ridge Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$2,937 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304-57-068`

Property Details

APN / Parcel Number

Primary APN	`304-57-068`
Alternative APNs	`R034218` `034218`

Interior

Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,604 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Material	Asbestos
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R034218
Street Address	609 E ELK RIDGE DR
City	PAYSON
State	AZ
Zip	85541-5675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 10 TOWNSHIP: 10N RANGE: 10E LOT 68 OF ELK RIDGE OF PLAT 675SE1/4 NW1/4 SEC 10 T10N R10E = 0.23 AC (OUT OF 304-19-308C)
Legal Range	10E
Legal Township	10N
Legal Section	10
Legal Subdivision	ELK RIDGE
Legal Lot Number	68
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1034
Census Tract	500

Owner

Source: Gila County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 E ELK RIDGE DR, PAYSON, AZ 85541-5675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2019	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 17, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022
Deed Sale	Jan 25, 2022
Prior Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	2022979
Prior Transfer Date	Jan 19, 2022
Prior Transfer Doc	0000000979
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Jan 25, 2022
Property Address	609 E ELK RIDGE DR, PAYSON, AZ 85541-5675
Document Number	0000000979
Map Reference	MAP 675&675A
Instrument Date	Jan 19, 2022
Instrument	2022-000979
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 E ELK RIDGE DR, PAYSON, AZ 85541-5675

Mortgage

Document Number	0000000980
Date	Jan 25, 2022
Instrument	2022-000980

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Dec 17, 2019
Property Address	609 E ELK RIDGE DR, PAYSON, AZ 85541-5675
Document Number	0000013862
Map Reference	MAP 675&675A
Instrument Date	Dec 10, 2019
Instrument	2019-013862
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4907 CREEKSIDE HAVEN TRL, 4907, SPRING, TX 77389-1850

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 E ELK RIDGE DR, PAYSON, AZ 85541-5675

Mortgage

Document Number	0000013864
Date	Dec 17, 2019
Instrument	2019-013864

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Dec 17, 2019
Property Address	609 E ELK RIDGE DR, PAYSON, AZ 85541-5675
Document Number	0000013863
Instrument Date	Nov 13, 2019
Instrument	13863
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E ELK RIDGE DR PAYSON AZ 855415675, PAYSON, AZ 85541-5675

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,525 (+2.65%) Land $6,692 Building $33,833	$405,250 (+2.65%) Land $66,917 Building $338,333
2025	$2,937.00 (+7.7%)
2024		$39,480 Land $6,356 Building $33,124	$394,806 Land $63,563 Building $331,243
2023	$2,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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