Wicomico County property record for 609 E Elizabeth St, Delmar, MD 21875
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,200 sqft · built 1993 |
| Lot Size | 0.34 acres (14,790 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,900 (Jun 2000) |
| Tax Bill | $1,318 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-007872 |
| Primary APN | 11-007872 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,790 sqft (0.34 acres) |
| Lot Dimensions | 102 ft deep x 145 ft wide |
| Porch | Slab |
| Porch Area | 64 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 007872 |
|---|---|
| Street Address | 609 E ELIZABETH ST |
| City | DELMAR |
| State | MD |
| Zip | 21875-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BL-A L-2 14,790 SQFT 609 ELIZABETH ST RAMLED-VILLA PLAT |
| Legal Subdivision | RAMLED VILLA |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 11, DELMAR |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10703 |
609 E Elizabeth St is owned and occupied by two individuals who acquired it in September 2012.
Source: Wicomico County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 E ELIZABETH ST, DELMAR, MD 21875-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2000 · Amount on File |
| Deed Sale | Jun 30, 2000 · Amount on File |
| Deed Document Number | 2000201358 |
| Deed Book / Page | 1755 / 770 |
| Last Transfer Date | Sep 14, 2012 |
| Transfer Doc | 0034900145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 609 E ELIZABETH ST, DELMAR, MD 21875-1726 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | TSI TITLE AND ESCROW, SILK TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0056740458 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 5674/458 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 609 E ELIZABETH ST, DELMAR, MD 21875-1726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047680001 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 4768/1 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 609 E Elizabeth St was $1,318 with a homeowner's exemption.
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Delmar Town |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,000 (+11.01%) Land $23,600 Building $145,400 | $169,000 (-) Land $23,600 Building $145,400 | |
| 2025 | $1,318.00 Homeowner's exemption | $152,233 | $169,000 Land $23,600 Building $145,400 |
| 2023 | $1,184.00 | $118,700 Land $23,600 Building $95,100 | $118,700 Land $23,600 Building $95,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 E Elizabeth St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 E Elizabeth St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DELMAR serves 4,500 people · EPA ID MD0220001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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