Davis County property record for 609 E Clearwater Dr, Layton, UT 84041
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,320 sqft · built 2002 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-507-0011 |
| Primary APN | 11-507-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Basement Area | 1,304 sqft |
| Unfinished Basement | 1,304 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 436 sqft (0.01 acres) |
| Garage Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 609 E CLEARWATER DR |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84041-4286 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-1-6 PRUD |
| Legal Description | ALL OF LOT 11, CLEARWATER COVE - A PRUD PHASE 1 |
| Legal Subdivision | CLEARWATER COVE |
| Legal Phase | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 125906 |
Source: Davis County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 609 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 26, 2019 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| Jun 2, 2017 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 |
| Deed Sale | Jul 29, 2025 |
| Prior Sale | Jun 2, 2017 · Amount on Record |
| Deed Document Number | 20253627166 |
| Deed Book / Page | 8799 / 316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 609 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COTTONWOOD TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0003206594 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 7397/0292 |
| Instrument | 3206594 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jun 2, 2017 |
| Property Address | 609 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Document Number | 6778/800 |
| Book / Page | 6778 / 800 |
| Map Reference | BK 3048 PG 693 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 3024134 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | COTTONWOOD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Document Number | 3024135 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 3024135 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Davis County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,050 (+6.2%) Land $67,100 Building $158,950 | $411,000 (+6.2%) Land $122,000 Building $289,000 | |
| 2025 | $2,027.00 | $212,850 (-46.39%) Land $68,200 Building $144,650 | $387,000 (-2.52%) Land $124,000 Building $263,000 |
| 2023 | $2,130.00 (-1.48%) | $397,000 Land $91,000 Building $306,000 | $397,000 Land $91,000 Building $306,000 |
| 2022 | $2,162.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1983–1991) |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Beehive Broadband, Connext Networks, Rise Broadband, T-Mobile, Utah Broadband.
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