609 E Chelsea Cir, Davison, MI 48423 Property Records

Genesee County property record for 609 E Chelsea Cir, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 1956
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2023)
Tax Bill	$4,871 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`52-03-554-004`

Property Details

APN / Parcel Number

Primary APN	`52-03-554-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	1,431 sqft
Basement Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	115 ft deep x 93 ft wide
Garage Area	823 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	609 E CHELSEA CIR
City	DAVISON
State	MI
Zip	48423-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-3
Legal Description	LOT 14 & S 7 FT OF LOT 15 WOODCREST HILLS NO 1
Legal Subdivision	WOODCREST HILLS #1
Legal Lot Number	14-15
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2000
Census Tract	11710

Owner

609 E Chelsea Cir is owned and occupied by an individual who bought it in September 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ELGA CREDIT UNION
Nov 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Aug 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU
Aug 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023 · Amount on File
Deed Sale	Sep 11, 2023 · Amount on File
Prior Sale	Aug 2, 2022 · Amount on File
Deed Document Number	202348941
Prior Transfer Date	Jun 24, 2022
Prior Transfer Doc	0000054029
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 11, 2023
Property Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202
Document Number	0000048941
Map Reference	MB 26 PG 72-73
Instrument Date	Sep 7, 2023
Instrument	202309110048941
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3998 MARATHON ROAD, DAVISON, MI 48423

Mortgage

Document Number	0000049108
Date	Sep 12, 2023
Instrument	202309120049108

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202

Mortgage

Document Number	0000073870
Date	Nov 29, 2022
Instrument	202211290073870

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Aug 2, 2022
Property Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202
Document Number	0000054029
Map Reference	MB 26 PG 72&73
Instrument Date	Jun 24, 2022
Instrument	202208020054029
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202

Mortgage

Document Number	0000054030
Date	Aug 2, 2022
Instrument	202208020054030

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202

Mortgage

Document Number	202110010078476
Date	Oct 1, 2021
Instrument	202110010078476

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080034
Date	Nov 25, 2020
Instrument	202011250080034

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202
Document Number	0000071630
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 E CHELSEA CIR DAVISON MI 484231202, DAVISON, MI 48423-1202

Mortgage

Document Number	0000071630
Date	Nov 15, 2019
Instrument	71630

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 14, 2029

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 27, 2018
Property Address	609 E CHELSEA CIR, DAVISON, MI 48423-1202
Document Number	0000083932
Instrument Date	Jul 21, 2016
Instrument	83932
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	609 E CHELSEA CIR DAVISON MI 484231202, DAVISON, MI 48423-1202

Tax Assessment & Valuation

The 2025 property tax bill for 609 E Chelsea Cir was $4,871 with a homeowner's exemption, up 2.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Davison City
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,300 (+10.19%) Land $13,200 Building $110,100	$246,600 (+10.19%) Land $26,400 Building $220,200
2025	$4,871.00 (+2.44%) Homeowner's exemption	$111,900	$223,800
2024	$4,755.00
2023		$100,100	$200,200
2021	$1,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 E Chelsea Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 E Chelsea Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVISON serves 5,000 people · EPA ID MI0001720
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on E Chelsea Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures