609 E 8th St, Spencer, IA 51301 Property Records

Clay County property record for 609 E 8th St, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 552 sqft · built 1920
Lot Size	0.163 acres (7,100 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (May 2017)
Tax Bill	$504 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`963607412007`

Property Details

APN / Parcel Number

Primary APN	`963607412007`
Alternative APN	`64096360741200700`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	552 sqft Living Area
1st Floor Area	472 sqft
Basement Area	236 sqft
Unfinished Basement	236 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	609 E 8TH ST
City	SPENCER
State	IA
Zip	51301-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9 11 COLLEGE
Legal Range	36W
Legal Township	96N
Legal Section	7
Legal Subdivision	COLLEGE ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3061
Census Tract	80200

Owner

Source: Clay County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1765 280TH ST, SPENCER, IA 51301-7401
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Deed Document Number	20171342
Deed Book / Page	2017 / 1342
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Aug 5, 2026
Property Address	609 E 8TH ST, SPENCER, IA 51301-4811
Document Number	0000001939
Book / Page	2026 / 1939
Instrument Date	Aug 4, 2026
Instrument	20261939
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1765 280TH ST, SPENCER, IA 51301-7401

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	May 24, 2017
Property Address	609 E 8TH ST, SPENCER, IA 51301-4811
Document Number	2017/1342
Book / Page	2017 / 1342
Instrument Date	May 23, 2017
Instrument	2017 1342
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$39.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 280TH ST, SPENCER, IA 51301-7401

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$504.00 (+5.44%)	$32,910 (+10.07%) Land $17,500 Building $15,410	$32,910 (+10.07%) Land $17,500 Building $15,410
2024	$478.00 (-1.24%)
2023		$29,900 (+8.93%) Land $13,500 Building $16,400	$29,900 (+8.93%) Land $13,500 Building $16,400
2022	$484.00	$27,450 Land $13,500 Building $13,950
2021			$27,450 Land $13,500 Building $13,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spencer Municipal Utilities Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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