609 E 4th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 609 E 4th St, Rock Falls, IL 61071 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$80,000 (2019)
Tax Bill$3,206.00 (2025)

Property Details

APN / Parcel Number

Primary APN1127178030
Alternative APN
  • 98565

Exterior

Lot Area9,583 sqft (0.22 acres)
Depth X Width179 ft x 53.9 ft Depth x Width

Location & Zoning

Account Number98565
Street Address609 E 4TH ST
CityROCK FALLS
StateIL
Zip61071-1354
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMAPLE GROVE ADDITION LOT 13 BLK 1 277700X
Legal SubdivisionMAPLE GROVE ADDITION
Legal Block1
Legal Lot Number13
JurisdictionWHITESIDE IL
Minor Civil DivisionCOLOMA
Census Blockgroup1
Census Block1024
Census Tract1500

Owner

Source: Whiteside County records · APN 1127178030

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address609 E 4TH ST, ROCK FALLS, IL 61071-1354
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Apr 26, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 26, 2019 · Amount on Record
Deed SaleApr 26, 2019 · Amount on Record
Deed Doc Number20192077
Prior Transfer DateApr 19, 2019
Prior Transfer Doc0201902077
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address609 E 4TH ST, ROCK FALLS, IL 61071-1354
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202103592
DateMay 25, 2021
Instrument2021-03592
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueJun 01, 2049

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateApr 26, 2019
Property Address609 E 4TH ST, ROCK FALLS, IL 61071-1354
Document Number0000002077
Instrument DateApr 19, 2019
Instrument2077
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 E 4TH ST ROCK FALLS IL 610711354, ROCK FALLS, IL 61071-1354

Mortgage

Document Number2078
DateApr 26, 2019
Instrument2078
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2049
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,206.00 (+10.93%)$35,199 (+8.8%) Land $5,654 Building $29,545
2024$2,890.00$32,352 Land $5,197 Building $27,155$105,597 (+8.8%) Land $16,962 Building $88,635
2023$97,056 Land $15,591 Building $81,465

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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