609 E 2nd St, Winona, MN 55987 Property Records

Winona County property record for 609 E 2nd St, Winona, MN 55987 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 810 sqft · built 1890
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Oct 2025)
Tax Bill	$758 (2026)
Deeds & Mortgages	Feb 2016 Mortgage Oct 2025 Sale & Mortgage
APN	`32.200.0590`

Property Details

APN / Parcel Number

Primary APN	`32.200.0590`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	810 sqft Living Area
1st Floor Area	810 sqft
Basement Area	810 sqft
Unfinished Basement	810 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	440 sqft
Porch	Porch
Porch Area	80 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	609 E 2ND ST
City	WINONA
State	MN
Zip	55987-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 HAMILTON ADDITION LOT-005 BLOCK-008 E 1/2
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HAMILTON ADDITION
Legal Block	8
Legal Lot Number	5
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3010
Census Tract	670700

Owner

Source: Winona County records · APN 32.200.0590

Assessment roll updated August 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	609 E 2ND ST, WINONA, MN 55987-4220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2016	Deed of Trust, Mortgage SEMAC
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Jun 21, 2024 · Amount on Record
Deed Document Number	2025663541
Record Updated	Sep 20, 2026

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	609 E 2ND ST, WINONA, MN 55987-4220
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000593519
Date	Feb 22, 2016
Instrument	593519

Lender

Name	SEMAC
Type	Non-Lending Institution
Address	RUSHFORD, MN 55971

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Oct 31, 2025
Property Address	609 E 2ND ST, WINONA, MN 55987-4220
Document Number	000A663541
Instrument Date	Oct 31, 2025
Instrument	A663541
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E 2ND ST, WINONA, MN 55987-4220

Mortgage

Document Number	000A663542
Date	Oct 31, 2025
Instrument	A663542

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$758.00 (+4.41%)
2025	$726.00 (-0.55%) Homeowner's exemption	$95,500 (+0.63%) Land $24,200 Building $71,300	$95,500 (+0.63%) Land $24,200 Building $71,300
2023	$730.00 Homeowner's exemption	$94,900 Land $23,300 Building $71,600	$94,900 Land $23,300 Building $71,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696707003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2001, river or lake flooding, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 322 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Hiawatha Broadband Communications	Cable	1,000 / 30
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Hiawatha Broadband Communications, Verizon, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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