609 E 21st St, Oakland, CA 94606 Property Records

Alameda County property record for 609 E 21st St, Oakland, CA 94606

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,737 sqft · built 1919
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Company Names on Record
Last Sale	$1,410,000 (Dec 2019)
Tax Bill	$21,509 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-275-27`

Property Details

APN / Parcel Number

Primary APN	`21-275-27`
Alternative APN	`021-0275-027-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,737 sqft Living Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1923
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,750 sqft (0.132 acres)

Location & Zoning

Street Address	609 E 21ST ST
City	OAKLAND
State	CA
Zip	94606-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00027 BLK: AR: 0021 PAGE: 0275
Legal Subdivision	CLINTON
Legal Block	124
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4007
Census Tract	405500

Owner

Source: Alameda County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	601 E 21ST ST, OAKLAND, CA 94606-1918
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 31, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jul 25, 2019	Grant Deed, Transfer · Commercial Mortgage ZINCE FINANCIAL INC
Jan 24, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	2019269335
Prior Transfer Date	Dec 27, 2006
Prior Transfer Doc	0000003414
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 20, 2026
Property Address	609 E 21ST ST, OAKLAND, CA 94606-1918
Document Number	0000051558
Instrument Date	Mar 9, 2026
Instrument	202651558
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	601 E 21ST ST, OAKLAND, CA 94606-1918

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	609 E 21ST ST, OAKLAND, CA 94606-1918
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E 21ST ST, OAKLAND, CA 94606-1918

Mortgage

Document Number	0000017759
Date	Jan 14, 2021
Instrument	2021017759

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	609 E 21ST ST, OAKLAND, CA 94606-1918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E 21ST ST, OAKLAND, CA 94606-1918

Mortgage

Document Number	0000172721
Date	Jul 21, 2020
Instrument	2020172721

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 31, 2019
Property Address	609 E 21ST ST, OAKLAND, CA 94606-1918
Document Number	0000269335
Instrument Date	Dec 19, 2019
Instrument	269335
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	609 E 21ST ST OAKLAND CA 946061918, OAKLAND, CA 94606-1918

Mortgage

Document Number	269336
Date	Dec 31, 2019
Instrument	269336

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 25, 2019
Property Address	609 E 21ST ST, OAKLAND, CA 94606-1918
Document Number	0000142797
Map Reference	MB B PG 537
Instrument Date	Jul 23, 2019
Instrument	2019142797
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 E 21ST ST, OAKLAND, CA 94606-1918

Mortgage

Document Number	0000142798
Date	Jul 25, 2019
Instrument	2019142798

Lender

Name	ZINCE FINANCIAL INC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Jan 24, 2019
Property Address	609 E 21ST ST, OAKLAND, CA 94606-1918
Document Number	0000011839
Instrument Date	Jan 2, 2019
Instrument	11839
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5016 CRYSTAL RIDGE CT OAKLAND CA 946053873, OAKLAND, CA 94605-3873

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,572,854 (+2%) Land $471,856 Building $1,100,998
2025	$21,509.00 (-2.1%)	$1,542,017 (+4.04%) Land $462,605 Building $1,079,412
2023	$21,971.00	$1,482,148 Land $444,644 Building $1,037,504	$1,509,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,031 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

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