609 E 12th St, Cozad, NE 69130 Property Records

Dawson County property record for 609 E 12th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,050 sqft · built 1961
Lot Size	0.153 acres (6,664 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Sep 2014)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20036-012-0006`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20036-012-0006`
Alternative APN	`240094573`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	6,664 sqft (0.153 acres)
Lot Dimensions	98 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	80 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	609 E 12TH ST
City	COZAD
State	NE
Zip	69130-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000579 N98FT OF E68FT OF W272FT BLK 12ARNOLD BLK
Legal Subdivision	CLAYPOOLS ADDITION TO THE ORIGINAL TOWN
Legal Block	12
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	3
Census Block	3018
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 E 12TH ST, COZAD, NE 69130-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2018	Deed of Trust, Mortgage ADAMS BANK & TRUST
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit FLATWATER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2014 · Amount on Record
Deed Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	20142946
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	609 E 12TH ST, COZAD, NE 69130-1606
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 S LAKE AVE, GOTHENBURG, NE 69138-2351

Mortgage

Document Number	20182419
Date	Aug 28, 2018
Instrument	2018-2419

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	NORTH PLATTE, NE 69103

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	609 E 12TH ST, COZAD, NE 69130-1606
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 368, GOTHENBURG, NE 69138-0368

Mortgage

Document Number	20211607
Date	Apr 28, 2021
Instrument	2021-1607

Lender

Name	FLATWATER BANK
Type	Bank
Address	GOTHENBURG, NE 69138

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,806 (+20.34%) Land $5,331 Building $98,475	$103,806 (+20.34%) Land $5,331 Building $98,475
2025	$1,297.00 (-29.89%)	$86,261 (+0.68%) Land $5,331 Building $80,930	$86,261 (+0.68%) Land $5,331 Building $80,930
2023	$1,850.00	$85,678 Land $3,998 Building $81,680	$85,678 Land $3,998 Building $81,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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