St. Johns County property record for 609 Donald Ross Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,573 sqft · built 2005 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,600 (Apr 2016) |
| Tax Bill | $5,146 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 029230-0960 |
| Primary APN | 029230-0960 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,573 sqft Living Area |
| Gross Area | 4,293 sqft |
| 1st Floor Area | 3,168 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 304 sqft |
| Deck Area | Deck Area |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 609 DONALD ROSS WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 32/93-99 PINEHURST POINTE LOT 96 OR4174/1063 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 44 |
| Legal Subdivision | PINEHURST POINTE |
| Legal Block | 3 |
| Legal Lot Number | 96 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20908 |
609 Donald Ross Way is owned and occupied by two individuals who bought it in April 2016.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 11, 2019 | Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2016 · Amount on File |
| Deed Sale | Apr 8, 2016 · Amount on File |
| Prior Sale | Nov 29, 2005 · Amount on File |
| Deed Document Number | 201621458 |
| Deed Book / Page | 4174 / 1063 |
| Prior Transfer Date | Jul 19, 2014 |
| Prior Transfer Doc | 0039260063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 609 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 609 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Document Number | 0050670275 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 5067/275 |
| Instrument | 2020089213 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 609 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Document Number | 0046971188 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 609 DONALD ROSS WAY ST AUGUSTINE FL 320920794, ST AUGUSTINE, FL 32092-0794 |
| Document Number | 0046971188 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 004697/001188 |
| Instrument | 19362 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 20, 2034 |
The 2025 property tax bill for 609 Donald Ross Way was $5,146 with a homeowner's exemption, up 12.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,775 (+2.7%) | $737,814 (-5.18%) Land $200,000 Building $537,814 | |
| 2025 | $5,146.00 (+12.21%) Homeowner's exemption | $396,081 (+2.9%) | $778,106 (+23.59%) Land $225,000 Building $553,106 |
| 2024 | $4,586.00 (+1.96%) Homeowner's exemption | $384,918 (+3%) | $629,565 (+5.63%) Land $167,000 Building $462,565 |
| 2023 | $4,498.00 (+2.79%) Homeowner's exemption | $373,707 (+3%) | $596,013 (+3.94%) Land $172,000 Building $424,013 |
| 2022 | $4,376.00 Homeowner's exemption | $362,822 | $573,401 Land $156,800 Building $416,601 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Donald Ross Way in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Donald Ross Way is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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