609 Dean Rd, Cibolo, TX 78108 Property Records

Guadalupe County property record for 609 Dean Rd, Cibolo, TX 78108 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,108 sqft · built 2017
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$232,800 (Sep 2016)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G3731000100100000`

Property Details

APN / Parcel Number

Primary APN	`1G3731000100100000`
Alternative APNs	`000000166856` `000000219375` `166856`

Interior

Stories	1 Story
Building Area	2,108 sqft Living Area
1st Floor Area	2,108 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	609 DEAN RD
City	CIBOLO
State	TX
Zip	78108-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YBANEZ BLK 1 LOT 1 2.00 ACS
Legal Subdivision	YBANEZ
Legal Tract	1
Legal Block	1
Legal Lot Number	1
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1011
Census Tract	210713

Owner

Source: Guadalupe County records · APN 1G3731000100100000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	609 DEAN RD, CIBOLO, TX 78108-1904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STAGE FUNDING LLC
Apr 29, 2021	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STATE FUNDING LLC
Apr 04, 2017	Loan Modification, Mortgage · VA Mortgage CASCADE FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2016 · Amount on Record
Deed Sale	Sep 08, 2016 · Amount on Record
Deed Document Number	201619759
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	609 DEAN RD, CIBOLO, TX 78108-1904
Transaction Type	Mortgage
Record Updated	Nov 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099036551
Date	Oct 22, 2021
Instrument	202199036551

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 01, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	609 DEAN RD, CIBOLO, TX 78108-1904
Transaction Type	Mortgage
Record Updated	Nov 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099014560
Date	Apr 29, 2021
Instrument	202199014560

Lender

Name	SOUTHWEST STATE FUNDING LLC
Address	CHANDLER, AZ 85286

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GUADALUPE TX
Property Address	609 DEAN RD, CIBOLO, TX 78108-1904
Document Number	0000011236
Instrument Date	Apr 04, 2017
Transaction Type	Mortgage
Record Updated	Nov 06, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	627 DEAN RD CIBOLO TX 781081904, CIBOLO, TX 78108-1904

Mortgage

Document Number	0000011236
Date	May 19, 2017
Instrument	11236

Lender

Name	CASCADE FIN'L SVCS
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,933 (+1%) Land $130,709 Building $234,831	$365,540 (+3.94%) Land $130,709 Building $234,831
2025	$4,210.00 (+2.16%) Homeowner's exemption	$297,212 (-17.26%) Land $159,805 Building $191,885	$351,690 (-2.1%) Land $159,805 Building $191,885
2024	$4,121.00 (+14.82%)
2023	$3,589.00 (-13.91%) Homeowner's exemption	$359,228 Land $156,696 Building $202,532	$359,228 Land $156,696 Building $202,532
2022	$4,169.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1997–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2026, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 19% of Texas
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Guadalupe Valley Electric Cooperative, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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