Elko County property record for 609 Darby Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Jan 2021) |
| Tax Bill | $2,532 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-31E-070 |
| Primary APN | 006-31E-070 |
|---|---|
| Alternative APN |
|
| Lot Area | 435,600 sqft |
|---|
| Water Source | Well |
|---|
| Street Address | 609 DARBY DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-6655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SL |
| Legal Block | 3 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 951401 |
609 Darby Dr is owned and occupied by an individual who bought it in January 2021.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 DARBY DR, SPRING CREEK, NV 89815-6655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Commercial Mortgage ELKO FCU |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ELKO FCU |
| Jan 12, 2021 | Bargain and Sale Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on File |
| Deed Sale | Jan 12, 2021 · Amount on File |
| Deed Document Number | 2021780327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 609 DARBY DR, SPRING CREEK, NV 89815-6655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|---|
| Address | 609 DARBY DR, SPRING CREEK, NV 89815-6655 |
| Document Number | 0000859944 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 859944 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 15, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 609 DARBY DR, SPRING CREEK, NV 89815-6655 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000803849 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 803849 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 30, 2037 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 12, 2021 |
| Property Address | 609 DARBY DR, SPRING CREEK, NV 89815-6655 |
| Document Number | 0000780327 |
| Map Reference | FILE 772370 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 780327 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $58.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2975 LA NAE CT, ELKO, NV 89801-2424 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 288 COUNTRY CLUB PKWY, SPRING CREEK, NV 89815-5831 |
The 2026 property tax bill for 609 Darby Dr was $2,532, up 87.1% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,532.00 (+87.14%) | $66,734 (+0.15%) Land $28,000 Building $38,734 | $190,669 (+0.15%) Land $80,000 Building $110,669 |
| 2025 | $1,353.00 | $66,631 Land $28,000 Building $38,631 | $190,374 Land $80,000 Building $110,374 |
| 2023 | $1,151.00 (+601.83%) | $22,750 (-) Land $22,750 | $65,000 (-) Land $65,000 |
| 2022 | $164.00 | $22,750 Land $22,750 | $65,000 Land $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Darby Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 609 Darby Dr is extreme, ranking above 99.6% of the US, with a 5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.6% of the US · above 97.6% of Nevada |
|---|---|
| Wildfire Likelihood | 5% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures