Wake County property record for 609 Cottsmore Ct, Cary, NC 27519
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,017 sqft · built 2015 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,525,000 (Jul 2026) |
| Tax Bill | $10,581 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0725.02-98-2291-000 |
| Primary APN | 0725.02-98-2291-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,017 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 264 sqft |
| Porch | Screened Porch |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0419776 |
|---|---|
| Street Address | 609 COTTSMORE CT |
| City | CARY |
| State | NC |
| Zip | 27519-0528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8CU |
| Legal Description | LO58 BRAEMORE PH1 BM2014-00077 |
| Legal Subdivision | BRAEMORE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 53617 |
Source: Wake County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 609 COTTSMORE CT, CARY, NC 27519-0528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 27, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Jun 25, 2015 · Amount on Record |
| Deed Document Number | 202686660 |
| Deed Book / Page | 20299 / 708 |
| Prior Transfer Date | Jun 23, 2020 |
| Prior Transfer Doc | 017938/996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 30, 2026 |
| Property Address | 609 COTTSMORE CT, CARY, NC 27519-0528 |
| Document Number | 0000086660 |
| Book / Page | 20299 / 708 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202686660 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 COTTSMORE CT, CARY, NC 27519-0528 |
| Document Number | 0000086661, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 20299/711 |
| Instrument | 202686661 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 609 COTTSMORE CT, CARY, NC 27519-0528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18426/2688 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 18426/2688 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 609 COTTSMORE CT, CARY, NC 27519-0528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 609 COTTSMORE CT, CARY, NC 27519-0528 |
| Document Number | 18041/1300 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 18041/1300 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HOLLY SPRINGS, NC 27540 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Aug 12, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 29, 2020 |
| Property Address | 609 COTTSMORE CT, CARY, NC 27519-0528 |
| Document Number | 179380996 |
| Book / Page | 017938 / 000996 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 609 COTTSMORE CT CARY NC 275190528, CARY, NC 27519-0528 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,581.00 (+50.06%) | $1,232,215 (+75.59%) Land $280,000 Building $952,215 | $1,232,215 (+75.59%) Land $280,000 Building $952,215 |
| 2023 | $7,051.00 | $701,739 Land $124,000 Building $577,739 | $701,739 Land $124,000 Building $577,739 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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