609 Cooper Dr, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 609 Cooper Dr, Charlotte, NC 28210

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,784 sqft · built 1955
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$720,000 (May 2026)
Tax Bill$4,357 (2024)
Deeds & MortgagesMay 2026 Sale
Mar 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN171-111-11

Property Details

APN / Parcel Number

Primary APN171-111-11

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,784 sqft Living Area
1st Floor Area1,784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialOther
Lot Area16,988 sqft (0.39 acres)
Garage Area180 sqft
PorchFinished/Open Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address609 COOPER DR
CityCHARLOTTE
StateNC
Zip28210-2832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL29 B3 M7-675
Legal SubdivisionGREEN ACRES
Legal Block3
Legal Lot Number29
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1031
Census Tract3110

Owner

Source: Mecklenburg County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address225 PINE BARRENS CT, SOUTHERN PINES, NC 28387-6664
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 16, 2023Warranty Deed, Transfer · Conventional Mortgage
ALLEGACY FCU
Apr 3, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 8, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 21, 2017Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2026 · Amount on Record
Deed SaleMay 6, 2026 · Amount on Record
Prior SaleMar 16, 2023 · Amount on Record
Deed Document Number202647300
Deed Book / Page40401 / 427
Prior Transfer DateAug 13, 2003
Prior Transfer Doc0000188118
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 6, 2026
Property Address609 COOPER DR, CHARLOTTE, NC 28210-2832
Document Number0000047300
Book / Page40401 / 427
Instrument DateMay 1, 2026
Instrument2026.47300
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$145,440.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 PINE BARRENS CT, SOUTHERN PINES, NC 28387-6664

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 16, 2023
Property Address609 COOPER DR, CHARLOTTE, NC 28210-2832
Document Number0000023152
Book / Page37994 / 46
Map ReferenceMB 7 PG 675
Instrument DateMar 16, 2023
Instrument2023023152
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyAUSTIN TITLE, AUSTIN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6627 MORROWICK CIRCLE DR, CHARLOTTE, NC 28226-4319

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 COOPER DR, CHARLOTTE, NC 28210-2832

Mortgage

Document Number0000023153
DateMar 16, 2023
Instrument2023023153
Lender
NameALLEGACY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateApr 1, 2036
Change Frequency10 Years
Min Rate At Change4%
Max Rate At Change10.1%
Index10-Year TN
Max Rate10.1%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 3, 2020
Property Address609 COOPER DR, CHARLOTTE, NC 28210-2832
Document Number0000047269
Book / Page34438 / 162
Map ReferenceMB 7 PG 675
Instrument DateApr 3, 2020
Instrument2020047269
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyHARBOR CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1417 WANDERING WAY DR, 1417, CHARLOTTE, NC 28226-5729

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 COOPER DR, CHARLOTTE, NC 28210-2832

Mortgage

Document Number0000047270
DateApr 3, 2020
Instrument2020047270
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 8, 2019
Property Address609 COOPER DR, CHARLOTTE, NC 28210-2832
Document Number0000026360
Book / Page33338 / 300
Map ReferenceMB 7 PG 675
Instrument DateMar 8, 2019
Instrument2019026360
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyHARBOR CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address857 BEE BALM TRL, 857, FORT MILL, SC 29708-0400

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 COOPER DR, CHARLOTTE, NC 28210-2832

Mortgage

Document Number0000026361
DateMar 8, 2019
Instrument2019026361
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 21, 2017
Property Address609 COOPER DR, CHARLOTTE, NC 28210-2832
Document Number0000098515
Book / Page31984 / 848
Map ReferenceMB7 PG675
Instrument DateJul 19, 2017
Instrument2017098515
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$836.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address172 WILLIAMSON RD UNIT 4973, 172, MOORESVILLE, NC 28117-4910

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 COOPER DR, WASHINGTON, DC 20210-0001

Mortgage

Document Number0000098516
DateJul 21, 2017
Instrument2017098516
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$555,200 Land $247,500 Building $307,700$555,200 Land $247,500 Building $307,700
2024$4,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2005–2009)
Most Recent ClaimAug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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