609 Cold Stream Pl, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 609 Cold Stream Pl, Virginia Beach, VA 23452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,710 sqft · built 1973
Lot Size	0.3 acres (13,073 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2020)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2019 Transfer
APN	`1486-07-8815`

Property Details

APN / Parcel Number

Primary APN	`1486-07-8815`
Alternative APN	`14860788150000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,073 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	609 COLD STREAM PL
City	VIRGINIA BEACH
State	VA
Zip	23452-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	WINDSOR OAKS W SEC 3 PT 2 BLK A LOT 9
Legal Section	04
Legal Subdivision	WINDSOR OAKS WEST
Legal Block	A
Legal Lot Number	9
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	2
Census Block	2005
Census Tract	45801

Owner

609 Cold Stream Pl is owned and occupied by an individual who bought it in November 2020.

Source: Virginia Beach City records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	609 COLD STREAM PL, VIRGINIA BEACH, VA 23452-2118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Transfer · Conventional with PMI OVM FIN'L
Jul 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Jul 23, 2019
Deed Document Number	202000104140
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Nov 9, 2020
Property Address	609 COLD STREAM PL, VIRGINIA BEACH, VA 23452-2118
Document Number	0000104140
Instrument Date	Oct 29, 2020
Instrument	104140
Transaction Type	Transfer
Record Updated	Nov 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 COLD STREAM PL VIRGINIA BEACH VA 234522118, VIRGINIA BEACH, VA 23452-2118

Mortgage

Document Number	104141
Date	Nov 9, 2020
Instrument	104141

Lender

Name	OVM FIN'L

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Interest

Rate Type	Fixed Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Jul 23, 2019
Property Address	609 COLD STREAM PL, VIRGINIA BEACH, VA 23452-2118
Document Number	0000609970
Instrument Date	Jul 23, 2019
Instrument	609970
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 COLD STREAM PL VIRGINIA BEACH VA 234522118, VIRGINIA BEACH, VA 23452-2118

Tax Assessment & Valuation

The 2025 property tax bill for 609 Cold Stream Pl was $3,634.

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,634.00	$374,700 Land $135,000 Building $239,700	$374,700 Land $135,000 Building $239,700
2023	$3,366.00	$340,000 Land $120,000 Building $220,000	$340,000 Land $120,000 Building $220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 609 Cold Stream Pl; there have been 38 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	38 (1999–2017)
Claims Outside the SFHA	15 of 38
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 Cold Stream Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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