609 Clift Rd, Soddy Daisy, TN 37379 Property Records

Hamilton County property record for 609 Clift Rd, Soddy Daisy, TN 37379

Property Summary

Property Type	Mobile Home
Details	4 ba · 1,352 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Dec 2024)
Tax Bill	$765 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049 012.03`

Property Details

APN / Parcel Number

Primary APN	`049 012.03`
Alternative APN	`0000385575`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 2020
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000385575
Old Parcel Number	049 012.03
Street Address	609 CLIFT RD
City	SODDY DAISY
State	TN
Zip	37379-6331
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A
Legal Description	LOT 5 HACKNEY-HIGDON SUB PB 110 PB 194 OUT OF 049 012 FOR 2018
Legal Subdivision	HACKNEY-HIGDON SUB
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2009
Census Tract	10306

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	609 CLIFT RD, SODDY DAISY, TN 37379-6331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 30, 2024	Warranty Deed, Transfer · FHA Mortgage CITIZENS TRI-COUNTY BANK
Jun 24, 2019	Warranty Deed, Transfer KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	2024123000046
Deed Book / Page	13799 / 985
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	609 CLIFT RD, SODDY DAISY, TN 37379-6331
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000008
Date	Aug 17, 2022
Book Page	13060/584
Instrument	2022081700008

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 30, 2024
Property Address	609 CLIFT RD, SODDY DAISY, TN 37379-6331
Document Number	0000000046
Book / Page	13799 / 985
Map Reference	MB 61 PG 18
Instrument Date	Dec 4, 2024
Instrument	2024123000046
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	UNKNOWN, CHOICE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 CLIFT RD, SODDY DAISY, TN 37379-6331

Mortgage

Document Number	0000138001
Date	Dec 30, 2024
Instrument	13800/1

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 24, 2019
Property Address	609 CLIFT RD, SODDY DAISY, TN 37379-6331
Document Number	0624000260
Book / Page	011678 / 000336
Instrument Date	Jun 21, 2019
Instrument	190624000260
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11372 BACK VALLEY RD SODDY DAISY TN 373796701, SODDY DAISY, TN 37379-6701

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Soddy-Daisy City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 (+4.37%)	$50,475 (+53.89%)	$201,900 (+53.89%) Land $50,000 Building $151,900
2024	$733.00 (-33.84%)	$32,800 (-)	$131,200 (-) Land $35,000 Building $96,200
2023	$1,108.00	$32,800	$131,200 Land $35,000 Building $96,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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