Black Hawk County property record for 609 Clay St, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,830 sqft · built 1910 |
| Lot Size | 0.17 acres (7,392 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,876 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-12-336-003 |
| Primary APN | 8914-12-336-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 853 sqft |
| Basement Area | 853 sqft |
| Finished Basement | 495 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,392 sqft (0.17 acres) |
| Lot Dimensions | 132 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 254 sqft |
| Deck Area | 475 sqft |
| Patio Area | 475 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 609 CLAY ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-2941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OVERMAN AND WRIGHTS ADDITION S 56 FT LOT 1 BLK 1 S 56 FT LOT 2 BLK 1 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 12 |
| Legal Subdivision | OVERMAN AND WRIGHTS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 2200 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 CLAY ST, CEDAR FALLS, IA 50613-2941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2021 |
| Transfer Doc | 0000022613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 27, 2021 |
| Property Address | 609 CLAY ST, CEDAR FALLS, IA 50613-2941 |
| Document Number | 202100022613 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 202100022613 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 609 CLAY ST, CEDAR FALLS, IA 50613-2941 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,876.00 Homeowner's exemption | $278,570 (+5.18%) Land $41,160 Building $237,410 | $278,570 (+5.18%) Land $41,160 Building $237,410 |
| 2024 | $3,876.00 (+3.42%) | ||
| 2023 | $264,850 (+30.43%) Land $27,440 Building $237,410 | $264,850 (+30.43%) Land $27,440 Building $237,410 | |
| 2022 | $3,748.00 | $203,060 Land $27,440 Building $175,620 | |
| 2021 | $203,060 Land $27,440 Building $175,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Apr 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Municipal Communications Utility Fiber | 10,000 / 10,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
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