609 Clark St, River Falls, WI 54022 Property Records

St. Croix County property record for 609 Clark St, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.212 acres (9,236 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2026)
Tax Bill	$3,202 (2026)
Deeds & Mortgages	Oct 2026 Transfer Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`276-1012-50-000`

Property Details

APN / Parcel Number

Primary APN	`276-1012-50-000`
Alternative APN	`36.28.19.71`

Exterior

Lot Area	9,236 sqft (0.212 acres)

Location & Zoning

Street Address	609 CLARK ST
City	RIVER FALLS
State	WI
Zip	54022-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 4 W SIDE ADD WARD 1 R.F.
Legal Range	19W
Legal Township	28N
Legal Section	36
Legal Subdivision	SIDE ADD
Legal Block	4
Legal Lot Number	7
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	2
Census Block	2030
Census Tract	120901

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 CLARK ST, RIVER FALLS, WI 54022-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage WESTCONSIN CREDIT UNION
Jul 21, 2026	Warranty Deed, Transfer KNIGHT BARRY TITLE
Jul 20, 2021	Deed of Trust, Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Jul 21, 2026 · Amount on Record
Deed Document Number	20261210444
Last Transfer Date	Oct 2, 2026
Transfer Doc	0001213864
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 5, 2026
Property Address	609 CLARK ST, RIVER FALLS, WI 54022-1404
Document Number	0001213864
Instrument Date	Oct 2, 2026
Instrument	20261213864
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 CLARK ST, RIVER FALLS, WI 54022-1404

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jul 21, 2026
Property Address	609 CLARK ST, RIVER FALLS, WI 54022-1404
Document Number	0001210444
Instrument Date	Jul 21, 2026
Instrument	20261210444
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001210445,
Date	Jul 21, 2026
Instrument	20261210445

Lender

Name	WESTCONSIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jul 21, 2026
Property Address	609 CLARK ST, RIVER FALLS, WI 54022-1404
Document Number	0001210438
Instrument Date	Jul 20, 2026
Instrument	20261210438
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$29,694.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	609 CLARK ST, RIVER FALLS, WI 54022-1404
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001135013
Date	Jul 20, 2021
Instrument	1135013

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,202.00 Homeowner's exemption
2025	$3,202.00 (+19.43%) Homeowner's exemption	$243,600 (+39.6%) Land $62,300 Building $181,300	$243,600 (+39.6%) Land $62,300 Building $181,300
2023	$2,681.00 Homeowner's exemption	$174,500 Land $46,200 Building $128,300	$174,500 Land $46,200 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Baldwin Telecom.

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