609 Circle Ridge Dr, Buchanan, MI 49107 Property Records

Berrien County property record for 609 Circle Ridge Dr, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,126 sqft · built 1972
Lot Size	0.337 acres (14,680 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jun 2018)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-7080-0112-00-7`

Property Details

APN / Parcel Number

Primary APN	`14-7080-0112-00-7`
Alternative APN	`11-14-7080-0112-00-7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Lot Area	14,680 sqft (0.337 acres)
Lot Dimensions	141 ft deep x 104 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	609 CIRCLE RIDGE DR
City	BUCHANAN
State	MI
Zip	49107-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 112 SAMSON TERRACE NO 3
Legal Subdivision	SAMSON TERRACE # 3
Legal Lot Number	112
Legal Unit	112
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3011
Census Tract	20400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	609 CIRCLE RIDGE DR, BUCHANAN, MI 49107-9433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jun 4, 2018	Deed, Transfer · VA Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Jun 4, 2018 · Amount on File
Deed Book / Page	3207 / 1126
Transfer Doc	03207/1126
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	609 CIRCLE RIDGE DR, BUCHANAN, MI 49107-9433
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03248/1924
Date	Sep 5, 2019
Book Page	3248/1924

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	609 CIRCLE RIDGE DR, BUCHANAN, MI 49107-9433
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03276/3006
Date	Jun 1, 2020
Book Page	3276/3006

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 4, 2018
Property Address	609 CIRCLE RIDGE DR, BUCHANAN, MI 49107-9433
Document Number	03207/1126
Book / Page	3207 / 1126
Map Reference	LB22 PG16
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 WOODLAND BUCHANNA, BUCHANAN, MI 49107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 W 4TH ST APT 27, 27, BUCHANAN, MI 49107-1171

Mortgage

Document Number	0032071128
Date	Jun 4, 2018
Instrument	3207/1128

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,900 (+5.82%)	$221,800 (+5.82%)
2025	$2,059.00 (+2.49%) Homeowner's exemption	$104,800 (+35.4%)	$209,600 (+35.4%)
2024	$2,009.00 (+6.24%)
2023		$77,400	$154,800
2022	$1,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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