609 Cherry St, Port Byron, IL 61275 Property Records

Rock Island County property record for 609 Cherry St, Port Byron, IL 61275

Property Summary

Property Type	Single Family Home
Details	988 sqft · built 1975
Lot Size	0.22 acres (9,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Dec 2025)
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-223-018`

Property Details

APN / Parcel Number

Primary APN	`04-25-223-018`

Interior

Building Area	988 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	9,505 sqft (0.22 acres)
Garage Area	288 sqft

Location & Zoning

Street Address	609 CHERRY ST
City	PORT BYRON
State	IL
Zip	61275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PB
Legal Description	LOT 27 SCENIC HILLS SH 13
Legal Subdivision	SCENIC HILLS
Legal Block	223
Legal Lot Number	27
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	PORT BYRON
Census Block Group	2
Census Block	2035
Census Tract	20102

Owner

Source: Rock Island County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 CHERRY ST, PORT BYRON, IL 61275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage RIA FCU
Dec 2, 2025	Warranty Deed, Transfer · Conventional Mortgage RIA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Deed Document Number	202515606
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	609 CHERRY ST, PORT BYRON, IL 61275
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010181
Date	Aug 22, 2024
Instrument	2024-10181

Lender

Name	RIA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2034

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Dec 2, 2025
Property Address	609 CHERRY ST, PORT BYRON, IL 61275
Document Number	0000015606
Instrument Date	Nov 25, 2025
Instrument	2025-15606
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	609 CHERRY ST, PORT BYRON, IL 61275

Mortgage

Document Number	0000015607
Date	Dec 2, 2025
Instrument	2025-15607

Lender

Name	RIA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Month LIBOR
Max Rate	11.5%

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	Port Byron Township
Municipality	Port Byron Village
Unified School District	Riverdale Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,690.00 (+5.52%) Homeowner's exemption	$55,243 (+6%) Land $9,081 Building $46,162	$165,729 (+6%) Land $27,243 Building $138,486
2024	$3,497.00 (+23.39%)	$52,116 (+24.04%) Land $8,567 Building $43,549	$156,348 (+24.04%) Land $25,701 Building $130,647
2022	$2,834.00	$42,015 Land $7,496 Building $34,519	$126,045 Land $22,488 Building $103,557

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT BYRON serves 1,668 people · EPA ID IL1610550
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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