609 Cedar Pl, Novato, CA 94945 Property Records

Marin County property record for 609 Cedar Pl, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,835 sqft · built 1978
Lot Size	0.046 acres (1,980 sqft)
Owner	Individual Name on File
Last Sale	$299,500 (Jul 2000)
Tax Bill	$6,911 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`124-121-29`

Property Details

APN / Parcel Number

Primary APN	`124-121-29`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,835 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Colonial
Lot Area	1,980 sqft (0.046 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	609 CEDAR PL
City	NOVATO
State	CA
Zip	94945-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP G1 525
Legal Subdivision	MADERA MARIN TWNHSES
Legal Lot Number	29
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1000
Census Tract	102100

Owner

609 Cedar Pl is owned and occupied by an individual who bought it in July 2000.

Source: Marin County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	609 CEDAR PL, NOVATO, CA 94945-1106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2000 · Amount on File
Deed Sale	Jul 28, 2000 · Amount on File
Deed Document Number	200038797
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	609 CEDAR PL, NOVATO, CA 94945-1106
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002733
Date	Jan 30, 2019
Instrument	2019-0002733

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	609 CEDAR PL, NOVATO, CA 94945-1106
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002734
Date	Jan 30, 2019
Instrument	2019-0002734

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 609 Cedar Pl was $6,911 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,931 (+2%) Land $160,939 Building $320,992
2025	$6,911.00 Homeowner's exemption	$472,483 Land $157,784 Building $314,699
2023	$6,630.00 (+2.46%) Homeowner's exemption	$454,138 Land $151,658 Building $302,480
2022	$6,471.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 609 Cedar Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Cedar Pl is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Unwired.

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