609 Cass St, Adair, IA 50002 Property Records

Adair County property record for 609 Cass St, Adair, IA 50002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,135 sqft · built 1925
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Apr 2024)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-04-232-004`

Property Details

APN / Parcel Number

Primary APN	`01-04-232-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,135 sqft Living Area
1st Floor Area	564 sqft
Basement Area	141 sqft
Unfinished Basement	141 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	609 CASS ST
City	ADAIR
State	IA
Zip	50002-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK. 8 PATTENS 3 RD.
Legal Subdivision	PATTENS THIRD ADDITION
Legal Block	8
Legal Lot Number	6
Jurisdiction	ADAIR IA
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3036
Census Tract	960100

Owner

609 Cass St is owned and occupied by an individual who bought it in April 2024.

Source: Adair County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	609 CASS ST, ADAIR, IA 50002-1152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 8, 2024	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jun 15, 2017	Deed of Trust, Mortgage VERIDIAN CU
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE STATE BANK
Jun 6, 2017	Warranty Deed, Transfer · ARM VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Jun 6, 2017 · Amount on File
Deed Document Number	2024249
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Recording Date	Jun 25, 2026
Property Address	609 CASS ST, ADAIR, IA 50002-1152
Document Number	0000000719
Instrument Date	Jun 15, 2026
Instrument	2026719
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 CASS ST, ADAIR, IA 50002-1152

Mortgage

Document Number	0000000719,
Date	Jun 25, 2026
Instrument	2026719

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2054

Interest

Rate	6.36%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Apr 8, 2024
Property Address	609 CASS ST, ADAIR, IA 50002-1152
Document Number	0020240249
Instrument Date	Apr 5, 2024
Instrument	2024-0249
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 CASS ST, ADAIR, IA 50002-1152

Mortgage

Document Number	0020240250
Date	Apr 8, 2024
Instrument	2024-0250

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	609 CASS ST, ADAIR, IA 50002-1152
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000754/306
Date	Jun 15, 2017
Book Page	0754/306
Instrument	2017-0538

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2032

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Jun 24, 2022
Property Address	609 CASS ST, ADAIR, IA 50002-1152
Document Number	0020220946
Instrument Date	Jun 22, 2022
Instrument	2022-0946
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 1ST ST, ADAIR, IA 50002-7732

Mortgage

Document Number	0020220947
Date	Jun 24, 2022
Instrument	2022-0947

Lender

Name	EXCHANGE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Jun 6, 2017
Property Address	609 CASS ST, ADAIR, IA 50002-1152
Document Number	000754/163
Book / Page	0754 / 163
Instrument Date	Jun 2, 2017
Instrument	2017-0494
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 CLASS ST, ADAIR, IA 50002-1152

Mortgage

Document Number	000754/164
Date	Jun 6, 2017
Book Page	0754/164
Instrument	2017-0495

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50702

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 609 Cass St was $1,320, up 4.8% from the year before.

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Adair City
Unified School District	Adair-Casey Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00 (+4.76%)	$92,370 Land $11,880 Building $80,490	$92,370 Land $11,880 Building $80,490
2024	$1,260.00
2023		$70,770 (+19.4%) Land $11,880 Building $58,890	$70,770 Land $11,880 Building $58,890
2022	$1,214.00	$59,270 Land $7,130 Building $52,140
2021			$59,270 Land $7,130 Building $52,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Cass St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Cass St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR MUNICIPAL WATER SUPPLY serves 809 people · EPA ID IA0105002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Casey Mutual Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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