609 Carrack Ct, Saint Marys, GA 31558 Property Records

Camden County property record for 609 Carrack Ct, Saint Marys, GA 31558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,075 sqft · built 1999
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Dec 2021)
Tax Bill	$4,003 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161C 02 009`

Property Details

APN / Parcel Number

Primary APN	`161C 02 009`
Alternative APNs	`161C020009` `2175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,075 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	165 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	416 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2175
Old Parcel Number	161C020009
Street Address	609 CARRACK CT
City	SAINT MARYS
State	GA
Zip	31558-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	H/L 9 BLK 2 LANDS END S/D
Legal Subdivision	LANDS END
Legal Block	2
Legal Lot Number	9
Jurisdiction	CAMDEN GA
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1057
Census Tract	10602

Owner

609 Carrack Ct is owned and occupied by an individual who bought it in December 2021.

Source: Camden County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	609 CARRACK CT, SAINT MARYS, GA 31558-2621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage SOOY SHERRIE
Dec 16, 2021	Warranty Deed, Transfer · FHA Mortgage NBKC BANK
Apr 6, 2021	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	May 19, 2016 · Amount on File
Deed Document Number	0002170370
Deed Book / Page	2103 / 271
Prior Transfer Date	Mar 22, 2021
Prior Transfer Doc	2021-000764
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	609 CARRACK CT, SAINT MARYS, GA 31558-2621
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 CARRACK CT, SAINT MARYS, GA 31558-2621

Mortgage

Document Number	002116/770
Date	May 20, 2021
Book Page	0000002116/0000000770
Instrument	005274

Lender

Name	SOOY SHERRIE

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN GA
Recording Date	Dec 16, 2021
Property Address	609 CARRACK DR, SAINT MARYS, GA 31558-2600
Document Number	0000003940
Book / Page	2170 / 370
Instrument Date	Dec 16, 2021
Instrument	2021-003940
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 CARRACK CT, SAINT MARYS, GA 31558-2621

Mortgage

Document Number	002170/372
Date	Dec 29, 2021
Book Page	0000002170/0000000372
Instrument	013504

Lender

Name	NBKC BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN GA
Recording Date	Apr 6, 2021
Property Address	609 CARRACK DR, SAINT MARYS, GA 31558-2600
Document Number	0021030271
Book / Page	002103 / 000271
Instrument Date	Mar 17, 2021
Transaction Type	Transfer
Record Updated	Apr 28, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	609 CARRACK CT ST MARYS GA 315582621, ST MARYS, GA 31558-2621

Tax Assessment & Valuation

The 2025 property tax bill for 609 Carrack Ct was $4,003.

Source: Camden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Camden County
Municipality	St. Marys City
Unified School District	Camden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,003.00	$123,048 Land $14,000 Building $109,048	$307,620 Land $35,000 Building $272,620
2023		$119,048 Land $10,000 Building $109,048	$297,620 Land $25,000 Building $272,620
2022	$3,591.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 Carrack Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 197 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Carrack Ct is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. MARYS serves 19,994 people · EPA ID GA0390001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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