609 Buttonwoods Rd, Elkton, MD 21921 Property Records

Cecil County property record for 609 Buttonwoods Rd, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,294 sqft · built 1996
Lot Size	0.045 acres (1,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Oct 2022)
Tax Bill	$2,997 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-094073`

Property Details

APN / Parcel Number

Primary APN	`03-094073`
Alternative APNs	`3094073` `094073`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,294 sqft Total Area
Basement Area	320 sqft
Finished Basement	320 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,960 sqft (0.045 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	094073
Street Address	609 BUTTONWOODS RD
City	ELKTON
State	MD
Zip	21921-6566
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 144 - .0459 ACRE 609 BUTTONWOODS ROAD THE COURTS
Legal Subdivision	THE COURTS THE VILLAGES OF SOUTHFIELDS
Legal Lot Number	144
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1027
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 BUTTONWOODS RD, ELKTON, MD 21921-6566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
May 22, 2017	Grant Deed, Transfer KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Book / Page	5243 / 197
Prior Transfer Date	Dec 26, 2007
Prior Transfer Doc	0024910422
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 6, 2022
Property Address	609 BUTTONWOODS RD, ELKTON, MD 21921-6566
Document Number	0052430197
Book / Page	5243 / 197
Map Reference	MB 189 FO 285
Instrument Date	Sep 29, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BUTTONWOODS RD, ELKTON, MD 21921-6566

Mortgage

Document Number	0052430204
Date	Oct 6, 2022
Instrument	5243-0204

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	May 22, 2017
Property Address	609 BUTTONWOODS RD, ELKTON, MD 21921-6566
Document Number	0040700111
Book / Page	004070 / 000111
Instrument Date	May 3, 2017
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37 ALLISON WAY ELKTON MD 219217051, ELKTON, MD 21921-7051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,997.00 (+9.06%)	$174,300 (+9.69%)	$189,700 (-) Land $60,000 Building $129,700
2025	$2,748.00 (+59.58%)	$158,900 (+14.13%)	$189,700 (+32.2%) Land $60,000 Building $129,700
2023	$1,722.00	$139,233	$143,500 Land $38,000 Building $105,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

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