609 Borgess Ave, Monroe, MI 48162 Property Records

Monroe County property record for 609 Borgess Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,220 sqft · built 1935
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Sep 1996)
Tax Bill	$4,057 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-69-00399-000`

Property Details

APN / Parcel Number

Primary APN	`55-69-00399-000`
Alternative APN	`55 690 039 90`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Terrain	Rolling
Garage Area	360 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	8 sqft
Deck Area	88 sqft
Patio Area	88 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	609 BORGESS AVE
City	MONROE
State	MI
Zip	48162-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SHADOWLAWN HEIGHTS LOT 28
Legal Subdivision	SHADOWLAND HEIGHTS
Legal Lot Number	28
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2003
Census Tract	831500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 BORGESS AVE, MONROE, MI 48162-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Aug 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 1996 · Amount on Record
Deed Sale	Sep 27, 1996 · Amount on Record
Prior Sale	Dec 27, 1995 · Amount on Record
Prior Transfer Date	Sep 26, 1996
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	609 BORGESS AVE, MONROE, MI 48162-2703
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BORGESS AVE, MONROE, MI 48162-2703

Mortgage

Document Number	2021R22622
Date	Aug 30, 2021
Instrument	2021R22622

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Aug 10, 2020
Property Address	609 BORGESS AVE, MONROE, MI 48162-2703
Document Number	2020R15801
Map Reference	LB 4 PG 15
Instrument Date	Aug 3, 2020
Instrument	2020R15801
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BORGESS AVE, MONROE, MI 48162-2703

Mortgage

Document Number	2020R15802
Date	Aug 10, 2020
Instrument	2020R15802

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,800 (+49.39%) Land $123,800	$247,600 (+49.39%) Land $247,600
2025	$4,057.00 (+14.09%) Homeowner's exemption
2023	$3,556.00	$82,870	$165,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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