609 Bison Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 609 Bison Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	1,974 sqft · built 2014
Lot Size	0.142 acres (6,179 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Aug 2018)
Tax Bill	$6,976 (2023)
Deeds & Mortgages	Mar 2025 Line of Credit Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1G0411500M01800000`

Property Details

APN / Parcel Number

Primary APN	`1G0411500M01800000`
Alternative APNs	`000000148218` `000000224443` `148218`

Interior

Stories	1 Story
Building Area	1,974 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,974 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,179 sqft (0.142 acres)
Lot Dimensions	110 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	609 BISON LN
City	CIBOLO
State	TX
Zip	78108-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #5 BLOCK M LOT 18 0.1418 AC
Legal Subdivision	BUFFALO CROSSING #5
Legal Tract	18
Legal Block	M
Legal Lot Number	18
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3004
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 BISON LN, CIBOLO, TX 78108-3825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage NAVY FCU
Aug 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Nov 29, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 3, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Mar 11, 2015 · Amount on Record
Deed Document Number	201899017588
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	0099017588
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	609 BISON LN, CIBOLO, TX 78108-3825
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BASIN DR, SAN ANTONIO, TX 78216

Mortgage

Document Number	0099007186
Date	Mar 27, 2025
Instrument	202599007186

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2030

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	609 BISON LN, CIBOLO, TX 78108-3825
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BISON LN, CIBOLO, TX 78108-3825

Mortgage

Document Number	0099038043
Date	Dec 27, 2022
Instrument	202299038043

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Oct 1, 2027

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	609 BISON LN, CIBOLO, TX 78108-3825
Document Number	0000025375
Instrument Date	Aug 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	609 BISON LN CIBOLO TX 781083825, CIBOLO, TX 78108-3825

Mortgage

Document Number	0000025375
Date	Sep 15, 2020
Instrument	25375

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 14, 2045

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	609 BISON LN, CIBOLO, TX 78108-3825
Document Number	0000028113
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 BISON LN CIBOLO TX 781083825, CIBOLO, TX 78108-3825

Mortgage

Document Number	0000028113
Date	Dec 9, 2019
Instrument	28113

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 3, 2018
Property Address	609 BISON LN, CIBOLO, TX 78108-3825
Document Number	0000017588
Instrument Date	Jul 30, 2018
Instrument	17588
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	TRINITY TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 BISON LN CIBOLO TX 781083825, CIBOLO, TX 78108-3825

Mortgage

Document Number	17589
Date	Aug 3, 2018
Instrument	17589

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,389 (+3.05%) Land $56,597 Building $260,792	$317,389 (+3.05%) Land $56,597 Building $260,792
2025		$307,988 (-17.64%) Land $38,596 Building $269,392	$307,988 (-17.64%) Land $38,596 Building $269,392
2023	$6,976.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$373,938 Land $52,195 Building $321,743	$373,938 Land $52,195 Building $321,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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