609 Bermuda St, Bakersfield, CA 93309 Property Records

Kern County property record for 609 Bermuda St, Bakersfield, CA 93309 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,952 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2025)
Tax Bill	$5,620 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`194-492-09-00-8`

Property Details

APN / Parcel Number

Primary APN	`194-492-09-00-8`
Alternative APNs	`194-492-09-6` `1944920900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,952 sqft Living Area
Gross Area	1,766 sqft
1st Floor Area	1,766 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	145 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Old Parcel Number	1944920900
Street Address	609 BERMUDA ST
City	BAKERSFIELD
State	CA
Zip	93309-2988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3701, BLOCK, LOT 40
Legal Tract	3701
Legal Lot Number	40
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1005
Census Tract	2804

Owner

Source: Kern County records · APN 194-492-09-00-8

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	609 BERMUDA ST, BAKERSFIELD, CA 93309-2988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2025	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 20, 2023	Grant Deed, Transfer · Conventional Mortgage SAFE 1 CU
Jul 27, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 08, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2018	Grant Deed, Transfer · FHA Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2025 · Amount on Record
Deed Sale	Nov 07, 2025 · Amount on Record
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	225135992
Record Updated	Jun 08, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 07, 2025
Property Address	609 BERMUDA ST, BAKERSFIELD, CA 93309-2988
Document Number	0000135992
Map Reference	MB 25 PG 146&147
Instrument Date	Oct 13, 2025
Instrument	225135992
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BERMUDA ST, BAKERSFIELD, CA 93309-2988

Mortgage

Document Number	0000135993
Date	Nov 07, 2025
Instrument	225135993

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2040

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 20, 2023
Property Address	609 BERMUDA ST, BAKERSFIELD, CA 93309-2988
Document Number	0000071533
Map Reference	MB 25 PG 146&147
Instrument Date	May 21, 2023
Instrument	223071533
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 BERMUDA ST, BAKERSFIELD, CA 93309-2988

Mortgage

Document Number	0000071534
Date	Jun 20, 2023
Instrument	223071534

Lender

Name	SAFE 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 27, 2021
Property Address	609 BERMUDA ST, BAKERSFIELD, CA 93309-2988
Document Number	0000139760
Map Reference	MB 25 PG 146&147
Instrument Date	Jul 06, 2021
Instrument	221139760
Transaction Type	Transfer
Record Updated	Nov 07, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 20847, BAKERSFIELD, CA 93390-0847

Mortgage

Document Number	0000139761
Date	Jul 27, 2021
Instrument	221139761

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 08, 2020
Property Address	609 BERMUDA ST, BAKERSFIELD, CA 93309-2988
Document Number	0000044762
Map Reference	MB 25 PG 146&147
Instrument Date	Mar 09, 2020
Instrument	220044762
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6100 PEMBROKE AVE, BAKERSFIELD, CA 93308-2813

Mortgage

Document Number	0000044763
Date	Apr 08, 2020
Instrument	220044763

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 15, 2018
Property Address	609 BERMUDA ST, BAKERSFIELD, CA 93309-2988
Document Number	0000059924
Map Reference	MB25 PG146&147
Instrument Date	Apr 03, 2018
Instrument	0218059924
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BERMUDA ST, BAKERSFIELD, CA 93309-2988

Mortgage

Document Number	0000059925
Date	May 15, 2018
Instrument	0218059925

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Kern County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,620.00 (+2.63%)	$405,755 (+3.32%) Land $121,726 Building $284,029
2023	$5,476.00 (+4.03%)	$392,700 (+2%) Land $51,000 Building $341,700
2022	$5,264.00	$385,000 Land $50,000 Building $335,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kern County (06029C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060290028041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 532 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Applied Technology Group	Fixed Wireless (unlicensed)	500 / 500
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, T-Mobile USA, Spectrum, California Internet, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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