609 Bee Tree Rd, Swannanoa, NC 28778 Property Records

Buncombe County property record for 609 Bee Tree Rd, Swannanoa, NC 28778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,197 sqft · built 1967
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Aug 2013)
Tax Bill$1,471 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN9689-25-3842-00000

Property Details

APN / Parcel Number

Primary APN9689-25-3842-00000
Alternative APN
  • 968909252776000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,197 sqft Living Area
1st Floor Area1,197 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 1967
Architectural StyleRanch
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Old Parcel Number968909252776000
Street Address609 BEE TREE RD
CitySWANNANOA
StateNC
Zip28778-3402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE: 08/30/2013 DEE
Legal DescriptionDEED DATE: 08/30/2013 DEED: 5140-1667 SUBDIV: BEE TREE HEIGHTS BLOCK: 2 LOT: 13 SECTION: 1 PLAT: 0031-0033
Legal SubdivisionBEE TREE HEIGHTS
Legal Block2
Legal Lot Number13
JurisdictionBUNCOMBE NC
Township / Civil DivisionSWANNANOA
Census Block Group4
Census Block4002
Census Tract3002

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 BEE TREE RD, SWANNANOA, NC 28778-3402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2013 · Amount on Record
Deed SaleAug 30, 2013 · Amount on Record
Prior SaleOct 21, 2010 · Amount on Record
Deed Document Number0051401667
Deed Book / Page5140 / 1667
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address609 BEE TREE RD, SWANNANOA, NC 28778-3402
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061071475
DateAug 17, 2021
Book Page6107/1475
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,471.00 (+9.21%)$211,200 (-)
2023$1,347.00$211,200$211,200 (-) Land $56,800 Building $154,400
2021$211,200 Land $56,800 Building $154,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims35 (2018–2024)
Claims Outside the SFHA7 of 35
Most Recent ClaimOct 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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