609 Bay Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 609 Bay Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,556 sqft · built 1950
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2017)
Tax Bill	$5,893 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 063.10-1-40`

Property Details

APN / Parcel Number

Primary APN	`265489 063.10-1-40`
Alternative APNs	`54890631000001040000` `02380750000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,556 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	852 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	240 ft deep x 94.6 ft wide
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	143 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02380750000
Street Address	609 BAY RD
City	WEBSTER
State	NY
Zip	14580-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0062-14-07
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1000
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 BAY RD, WEBSTER, NY 14580-1161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jul 26, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Oct 22, 2015 · Amount on Record
Deed Document Number	2017509
Deed Book / Page	11894 / 220
Prior Transfer Date	Oct 11, 2002
Prior Transfer Doc	9692000596
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Sep 10, 2026
Property Address	609 BAY RD, WEBSTER, NY 14580-1161
Document Number	0003463653
Book / Page	31431 / 649
Instrument Date	Sep 3, 2026
Instrument	20263463653
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BAY RD, WEBSTER, NY 14580-1161

Mortgage

Document Number	0003463653,
Date	Sep 10, 2026
Book Page	31431/649
Instrument	20263463653

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2047

Interest

Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	609 BAY RD, WEBSTER, NY 14580-1161
Document Number	0000001523
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BAY RD WEBSTER NY 145801161, WEBSTER, NY 14580-1161

Mortgage

Document Number	0000001523
Date	Dec 4, 2018
Book Page	027855/000351
Instrument	1523

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 3, 2038

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 26, 2017
Property Address	609 BAY RD, WEBSTER, NY 14580-1161
Document Number	0000000509
Book / Page	011894 / 000220
Instrument Date	Jul 19, 2017
Instrument	509
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 BAY RD WEBSTER NY 145801161, WEBSTER, NY 14580-1161

Mortgage

Document Number	510
Date	Jul 26, 2017
Book Page	027244/000192
Instrument	510

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,893.00 (+1.08%)
2025	$5,830.00 (+1.02%)	$119,200 (-) Land $30,400 Building $88,800	$248,300 (+20.83%) Land $63,325 Building $184,975
2023		$119,200 (-) Land $30,400 Building $88,800	$205,500 (+10.31%) Land $52,409 Building $153,091
2022		$119,200 Land $30,400 Building $88,800	$186,300 Land $47,513 Building $138,787
2021	$5,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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