Carroll County property record for 609 Barnes Ave, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,028 sqft · built 1984 |
| Lot Size | 0.694 acres (30,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Sep 2003) |
| Tax Bill | $3,833 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-084242 |
| Primary APN | 07-084242 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,028 sqft Total Area |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 30,230 sqft (0.694 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 084242 |
|---|---|
| Street Address | 609 BARNES AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 5 - 0.69 AC S/S BARNES AVE PLT 25-78 HARRINGTON SC 1 |
| Legal Subdivision | HARRINGTON SEC 01 |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 507802 |
609 Barnes Ave is owned and occupied by two individuals who bought it in September 2003.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 BARNES AVE, WESTMINSTER, MD 21157-5954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2003 · Amount on File |
| Deed Sale | Sep 15, 2003 · Amount on File |
| Prior Sale | Mar 16, 1993 · Amount on File |
| Deed Document Number | 20031211 |
| Deed Book / Page | 3645 / 642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 609 BARNES AVE, WESTMINSTER, MD 21157-5954 |
| Document Number | 0099750136 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 609 BARNES AVE WESTMINSTER MD 211575954, WESTMINSTER, MD 21157-5954 |
| Document Number | 0099750136 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 009975/000136 |
| Name | FIRST FIN'L/MD FCU |
|---|---|
| Type | Credit Union |
| Address | SPARKS GLENCOE, MD 21152-9202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 30, 2030 |
The 2026 property tax bill for 609 Barnes Ave was $3,833 with a homeowner's exemption, up 5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,833.00 (+4.96%) Homeowner's exemption | $342,900 Land $123,800 Building $219,100 | $342,900 Land $123,800 Building $219,100 |
| 2025 | $3,652.00 Homeowner's exemption | ||
| 2023 | $3,282.00 Homeowner's exemption | $290,500 Land $123,800 Building $166,700 | $290,500 Land $123,800 Building $166,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Barnes Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Barnes Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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