609 Balra Dr, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 609 Balra Dr, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,753 sqft · built 1948
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Apr 2022)
Tax Bill	$19,820 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`504-393-009-7`

Property Details

APN / Parcel Number

Primary APN	`504-393-009-7`
Alternative APN	`504-393-009`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	1,190 sqft
Basement Area	563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1956
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	5,200 sqft (0.119 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	609 BALRA DR
City	EL CERRITO
State	CA
Zip	94530-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAVENSIDE #1 LOT 57
Legal Subdivision	HAVENSIDE #1
Legal Lot Number	57
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	390200

Owner

609 Balra Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Contra Costa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	609 BALRA DR, EL CERRITO, CA 94530-3318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Grant Deed, Transfer · Stand-Alone First Mortgage THE UNIVERISTY OF CALIFORNIA
Dec 29, 2021	Grant Deed, Transfer · Commercial Mortgage MERCURY FUNDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Dec 29, 2021 · Amount on File
Deed Document Number	202260871
Prior Transfer Date	Sep 4, 2014
Prior Transfer Doc	0000151915
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 7, 2022
Property Address	609 BALRA DR, EL CERRITO, CA 94530-3318
Document Number	0000060871
Map Reference	VOL 31 PG 41
Instrument Date	Mar 30, 2022
Instrument	2022-060871
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	609 BALRA DR, EL CERRITO, CA 94530-3318

Mortgage

Document Number	0000060872
Date	Apr 7, 2022
Instrument	2022-060872

Lender

Name	THE UNIVERISTY OF CALIFORNIA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 29, 2021
Property Address	609 BALRA DR, EL CERRITO, CA 94530-3318
Document Number	0000348994
Map Reference	VOL 31 PG 41
Instrument Date	Dec 27, 2021
Instrument	2021-348994
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23721, OAKLAND, CA 94623-0721

Mortgage

Document Number	0000348995
Date	Dec 29, 2021
Instrument	2021-348995

Lender

Name	MERCURY FUNDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 609 Balra Dr was $19,820 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,410,000 (-2.69%) Land $940,000 Building $470,000
2025	$19,820.00 Homeowner's exemption	$1,449,000 Land $966,000 Building $483,000
2023	$18,576.00 (+52.52%) Homeowner's exemption	$1,360,000 Land $950,000 Building $410,000
2022	$12,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 609 Balra Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Balra Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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