Santa Clara County property record for 609 Ave One, San Jose, CA 95123
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,712 sqft · built 2016 |
| Lot Size | 0.039 acres (1,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,120,000 (Jul 2023) |
| Tax Bill | $16,267 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 706-48-097 |
| Primary APN | 706-48-097 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 337 sqft |
| 2nd Floor Area | 612 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 1,712 sqft (0.039 acres) |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 609 AVENUE ONE |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95123-6849 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PD |
| Legal Description | TRACT 10213 LOT 145 |
| Legal Tract | 10213 |
| Legal Lot Number | 145 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 512058 |
609 Ave One, a condominium, is owned and occupied by two individuals who bought it in July 2023.
Source: Santa Clara County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 AVENUE ONE, SAN JOSE, CA 95123-6849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU |
| Jul 7, 2023 | Grant Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on File |
| Deed Sale | Jul 7, 2023 · Amount on File |
| Prior Sale | Nov 30, 2016 · Amount on File |
| Deed Document Number | 202325497774 |
| Prior Transfer Date | Aug 13, 2016 |
| Prior Transfer Doc | 0023420695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 609 AVENUE ONE, SAN JOSE, CA 95123-6849 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 609 AVENUE ONE, SAN JOSE, CA 95123-6849 |
| Document Number | 0025927728 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 25927728 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | 8945 CAL CENTER DR, SACRAMENTO, CA 95826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jul 7, 2023 |
| Property Address | 609 AVENUE ONE, SAN JOSE, CA 95123-6849 |
| Document Number | 0025497774 |
| Map Reference | MB 875 PG 27-34 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 25497774 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 609 AVENUE ONE, SAN JOSE, CA 95123-6849 |
| Document Number | 0025497775 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 25497775 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 609 Ave One was $16,267.
Source: Santa Clara County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Oak Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $16,267.00 | $1,142,400 Land $571,200 Building $571,200 |
| 2023 | $11,223.00 (-3.95%) | $792,012 (+2%) Land $396,006 Building $396,006 |
| 2022 | $11,685.00 Homeowner's exemption | $776,484 Land $388,242 Building $388,242 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 609 Ave One in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 609 Ave One has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Sail Internet, Verizon.
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