Stearns County property record for 609 5th Ave N, Saint Cloud, MN 56303
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 5,412 sqft · built 1980 |
| Lot Size | 0.261 acres (11,352 sqft) |
| Owner | Company Name on File |
| Last Sale | $285,000 (Mar 2015) |
| Tax Bill | $8,840 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 82-48226-0000 |
| Primary APN | 82-48226-0000 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 5,412 sqft Living Area |
| 1st Floor Area | 1,828 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Multi-Family |
| Exterior Material | Stucco |
| Roof Material | Wood |
| Lot Area | 11,352 sqft (0.261 acres) |
| Lot Width | 86 ft Width |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 609 5TH AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-3610 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | R5 |
| Legal Description | LOTS 8 & 9 LESS N 46 FT OF LOT 9 BLK 103 LOWRY'S ADD SECTION 11 TOWNSHIP 124 RANGE 028 LOWRY'S ADD SECTION 11 TOWNSHIP 124 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | LOWRYS ADD |
| Legal Block | 103 |
| Legal Lot Number | 8-9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 801 |
609 5th Ave N, a residential property, is owned by a company that bought it in March 2015.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3083 DOLORES DR, SAINT CLOUD, MN 56303-0426 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2015 · Amount on File |
| Deed Sale | Mar 20, 2015 · Amount on File |
| Deed Document Number | 2015324175 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 609 5th Ave N was $8,840.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,840.00 | $482,200 (-) Land $42,000 Building $440,200 | $482,200 (-) Land $42,000 Building $440,200 |
| 2025 | $482,200 Land $42,000 Building $440,200 | $482,200 Land $42,000 Building $440,200 | |
| 2023 | $5,400.00 | $398,600 Land $42,000 Building $356,600 | $398,600 Land $42,000 Building $356,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 5th Ave N in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 609 5th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Intrepid Fiber Networks.
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