609 4th St, Maxwell, IA 50161 Property Records

Story County property record for 609 4th St, Maxwell, IA 50161

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 768 sqft · built 1960
Lot Size0.43 acres (18,750 sqft)
OwnerIndividual Name on Record
Tax Bill$1,402 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Sep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-27-145-131

Property Details

APN / Parcel Number

Primary APN15-27-145-131

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area18,750 sqft (0.43 acres)
Lot Dimensions150 ft deep x 125 ft wide
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address609 4TH ST
CityMAXWELL
StateIA
Zip50161-7709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBALDWIN & MAXWELL ADD LOTS 9 & 10 & S1/2 LOT 11 BLK A
Legal Range22W
Legal Township82N
Legal Section27
Legal SubdivisionBALDWIN & MAXWELL'S ADD
Legal BlockA
Legal Lot Number9-11
JurisdictionSTORY IA
Township / Civil DivisionINDIAN CREEK
Census Block Group1
Census Block1079
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 4TH ST, MAXWELL, IA 50161-7709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY CHOICE CU
Sep 15, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY CHOICE CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address609 4TH ST, MAXWELL, IA 50161-7709
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202507496
DateSep 15, 2025
Instrument2025-07496
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressJOHNSTON, IA 50131
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 14, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address609 4TH ST, MAXWELL, IA 50161-7709
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202507495
DateSep 15, 2025
Instrument2025-07495
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressJOHNSTON, IA 50131
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 14, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityMaxwell City
Unified School DistrictCollins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,402.00 (+1.45%)$84,200 (+4.47%) Land $40,900 Building $43,300$84,200 (+4.47%) Land $40,900 Building $43,300
2024$1,382.00 (-3.76%)
2023$80,600 (+11.63%) Land $38,200 Building $42,400$80,600 (+11.63%) Land $38,200 Building $42,400
2022$1,436.00 (-1.51%)$72,200 Land $38,200 Building $34,000
2021$1,458.00$72,200 Land $38,200 Building $34,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1991–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAXWELL WATER DEPARTMENT
serves 859 people · EPA ID IA8557058
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number