Hillsborough County property record for 609 4th Ave SW, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,496 sqft · built 1926 |
| Lot Size | 0.236 acres (10,258 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,900 (Nov 2025) |
| Tax Bill | $2,379 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage May 2023 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 056150-0000 |
| Primary APN | 056150-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 1,672 sqft |
| 1st Floor Area | 536 sqft |
| 2nd Floor Area | 960 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,258 sqft (0.236 acres) |
| Lot Dimensions | 175 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 464 sqft |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0561500000 |
|---|---|
| Street Address | 609 4TH AVE SW |
| City | RUSKIN |
| State | FL |
| Zip | 33570-4207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | RUSKIN CITY MAP OF LOT 679 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | RUSKIN CITY MAP OF |
| Legal Lot Number | 679 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 14108 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 609 4TH AVE SW, RUSKIN, FL 33570-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 10, 2025 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| May 31, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Sep 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 2025479103 |
| Prior Transfer Date | Sep 24, 2021 |
| Prior Transfer Doc | 2021489364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 10, 2025 |
| Property Address | 609 4TH AVE SW, RUSKIN, FL 33570-4207 |
| Document Number | 0000479103 |
| Map Reference | MB 5 PG 75 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025479103 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | PARAMOUNT TITLE II |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10233 OPALINE SKY PL, RIVERVIEW, FL 33578-7669 |
| Name | Verified Name |
|---|---|
| Address | 609 4TH AVE SW, RUSKIN, FL 33570-4207 |
| Document Number | 0000479104 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025479104 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 609 4TH AVE SW, RUSKIN, FL 33570-4207 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 609 4TH AVE SW, RUSKIN, FL 33570-4207 |
| Document Number | 0000234981 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023234981 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 28, 2021 |
| Property Address | 609 4TH AVE SW, RUSKIN, FL 33570-4207 |
| Document Number | 2021489364 |
| Map Reference | MB 5 PG 75 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021489364 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 1410 N 21ST ST, 1410, TAMPA, FL 33605-5313 |
| Name | Verified Name |
|---|---|
| Address | 609 4TH AVE SW, RUSKIN, FL 33570-4207 |
| Document Number | 2021489365 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021489365 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,399 (+55.01%) Land $53,025 Building $166,374 | $219,399 (+28.62%) Land $53,025 Building $166,374 | |
| 2025 | $2,379.00 (+9.23%) Homeowner's exemption | $141,541 (+5.99%) | $170,580 (+4.46%) Land $53,025 Building $117,555 |
| 2024 | $2,178.00 (+5.12%) | ||
| 2023 | $2,072.00 (+7.41%) Homeowner's exemption | $133,546 (+3%) | $163,291 (+25.94%) Land $47,722 Building $115,569 |
| 2022 | $1,929.00 Homeowner's exemption | $129,656 Land $42,420 Building $87,236 | $129,656 Land $42,420 Building $87,236 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 445 (1980–2024) |
| Claims Outside the SFHA | 5 of 445 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERSIDE MHP private · serves 40 people · EPA ID FL6291521 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | HCWRD/SOUTH-CENTRAL |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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