609 2nd St, Stout, IA 50673 Property Records

Grundy County property record for 609 2nd St, Stout, IA 50673

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,024 sqft · built 1977
Lot Size	0.603 acres (26,280 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Mar 2023)
Tax Bill	$1,570 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`891614151002`

Property Details

APN / Parcel Number

Primary APN	`891614151002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,280 sqft (0.603 acres)
Lot Dimensions	219 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	609 2ND ST
City	STOUT
State	IA
Zip	50673-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOUT,14-89-16 BEG 1477.03' S OF NW COR OF SEC, E 268.6', S 120', W 268.6', N 120'
Legal Range	16W
Legal Township	89N
Legal Section	14
Legal Block	89
Legal Lot Number	16
Jurisdiction	GRUNDY IA
Township / Civil Division	BEAVER
Census Block Group	1
Census Block	1024
Census Tract	960200

Owner

Source: Grundy County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 2ND ST, STOUT, IA 50673-7702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Feb 1, 2008 · Amount on Record
Deed Document Number	2023454
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IA
Recording Date	Mar 21, 2023
Property Address	609 2ND ST, STOUT, IA 50673-7702
Document Number	0020230454
Instrument Date	Mar 20, 2023
Instrument	2023-0454
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 2ND ST, STOUT, IA 50673-7702

Mortgage

Document Number	0020230455
Date	Mar 21, 2023
Instrument	2023-0455

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	609 2ND ST, STOUT, IA 50673-7702
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222265
Date	Oct 12, 2022
Instrument	2022-2265

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Grundy County
Municipality	Stout City
Unified School District	Dike-New Hartford Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,570.00	$117,070 (+0.72%) Land $14,410 Building $102,660	$117,070 (+0.72%) Land $14,410 Building $102,660
2025	$1,570.00 (+2.75%) Homeowner's exemption	$116,230 (+6.89%) Land $14,410 Building $101,820	$116,230 (+6.89%) Land $14,410 Building $101,820
2024	$1,528.00 (+3.66%)
2023		$108,740 (+26.6%) Land $14,410 Building $94,330	$108,740 (+26.6%) Land $14,410 Building $94,330
2022	$1,474.00	$85,890 Land $11,530 Building $74,360
2021			$85,890 Land $11,530 Building $74,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2013–2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOUT WATER SUPPLY serves 191 people · EPA ID IA3880001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dumont Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: BTWI.

Cell Coverage

5G (outdoors only) and 4G LTE

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