609 28th St, Lubbock, TX 79404 Property Records

Lubbock County property record for 609 28th St, Lubbock, TX 79404 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 1997
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Tax Bill	$945 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R86978`

Property Details

APN / Parcel Number

Primary APN	`R86978`
Alternative APN	`R5600000000700003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Location & Zoning

Street Address	609 28TH ST
City	LUBBOCK
State	TX
Zip	79404-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNING SIDE BLK 7 L 3
Legal Subdivision	MORNING SIDE
Legal Block	7
Legal Lot Number	3
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1015
Census Tract	1300

Owner

Source: Lubbock County records · APN R86978

Assessment roll updated October 1, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1202 CHRISTOPHER AVE, ROUND ROCK, TX 78681-7370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST CO
Feb 23, 2022	Warranty Deed, Transfer
May 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2022
Deed Sale	Feb 23, 2022
Prior Sale	Sep 11, 1992
Deed Document Number	20229034
Prior Transfer Date	May 20, 2019
Prior Transfer Doc	0000019435
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	609 28TH ST, LUBBOCK, TX 79404-1507
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044727
Date	Sep 21, 2022
Instrument	2022044727

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 01, 2037

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Feb 23, 2022
Property Address	609 28TH ST, LUBBOCK, TX 79404-1507
Document Number	0000009034
Map Reference	VOL 3974 PG 67
Instrument Date	Jan 13, 2022
Instrument	2022009034
Transaction Type	Transfer
Record Updated	Mar 02, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1202 CHRISTOPHER AVE, 1202, ROUND ROCK, TX 78681-7370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 28TH ST, LUBBOCK, TX 79404-1507

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 28, 2019
Property Address	609 28TH ST, LUBBOCK, TX 79404-1507
Document Number	0000019435
Instrument Date	May 20, 2019
Instrument	19435
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1104 AMERICAN ROBIN PATH PFLUGERVILLE TX 786608072, PFLUGERVILLE, TX 78660-8072

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated October 1, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (+6.9%) Homeowner's exemption	$104,837 (+18.28%) Land $21,000 Building $83,837	$104,837 (+18.28%) Land $21,000 Building $83,837
2024	$884.00 (+6.76%)
2023	$828.00 (-53.25%) Homeowner's exemption	$88,632 Land $2,500 Building $86,132	$88,632 Land $2,500 Building $86,132
2022	$1,771.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030013001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
JAB Wireless	Fixed Wireless (unlicensed)	500 / 100
Telespan	Fixed Wireless (unlicensed)	100 / 40
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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