609 1st St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 609 1st St S, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 2,008 sqft · built 1920
Lot Size	0.288 acres (12,560 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2019)
Tax Bill	$3,880 (2026)
Deeds & Mortgages	Aug 2021 Sale Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-29476-0000`

Property Details

APN / Parcel Number

Primary APN	`48-29476-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,008 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	962 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,560 sqft (0.288 acres)
Lot Dimensions	157 ft deep x 80 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	609 1ST ST S
City	COLD SPRING
State	MN
Zip	56320-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 20 & 21 BLK 25 MAURIN'S NEW SUBD SECTION 22 TOWNSHIP 123 RANGE 030 MAURIN'S NEW SUBD SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	MAURINS NEW SUBD
Legal Block	25
Legal Lot Number	20-21
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2053
Census Tract	11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 1ST ST S, COLD SPRING, MN 56320-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed, Transfer
Jul 12, 2019	Warranty Deed, Transfer
Jan 31, 2017	Warranty Deed, Transfer QUARRY TITLE AND CLOSING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	20191547636
Last Transfer Date	Aug 20, 2021
Transfer Doc	00A1611995
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 23, 2021
Property Address	609 1ST ST S, COLD SPRING, MN 56320-2301
Document Number	00A1611995
Instrument Date	Aug 20, 2021
Instrument	A1611995
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	609 1ST ST S, COLD SPRING, MN 56320-2301

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 12, 2019
Property Address	609 1ST ST S, COLD SPRING, MN 56320-2301
Document Number	00A1547636
Instrument Date	Jul 8, 2019
Instrument	A1547636
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 1ST ST S, COLD SPRING, MN 56320-2301

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 31, 2017
Property Address	609 1ST ST S, COLD SPRING, MN 56320-2301
Document Number	00A1488384
Instrument Date	Jan 23, 2017
Instrument	A1488384
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	QUARRY TITLE AND CLOSING LLC

Transaction

Amount	Amount Recorded
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	609 1ST ST S, COLD SPRING, MN 56320-2301

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,880.00 (+11.62%)
2025		$254,600 (+4.43%) Land $42,400 Building $212,200	$254,600 (+4.43%) Land $42,400 Building $212,200
2023	$3,476.00	$243,800 Land $42,400 Building $201,400	$243,800 Land $42,400 Building $201,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Intrepid Fiber Networks, Verizon.

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