Clay County property record for 609 18th St N, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Dec 2021) |
| Tax Bill | $3,396 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.319.1180 |
| Primary APN | 58.319.1180 |
|---|
| Lot Area | 7,501 sqft (0.17 acres) |
|---|
| Street Address | 609 18TH ST N |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-2337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME HOLES 2ND ADD LOT 007 BLOCK 018 SUBDIVISIONCD 58319 LOTS 7 & 8 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 04 |
| Legal Subdivision | HOLES 2ND ADD |
| Legal Block | 18 |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30300 |
Source: Clay County records · APN 58.319.1180
Assessment roll updated August 12, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 18TH ST N, MOORHEAD, MN 56560-2337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF ELY |
| Dec 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK |
| Dec 06, 2021 | Quit Claim Deed, Transfer FM TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2021 · Amount on Record |
| Deed Sale | Dec 06, 2021 · Amount on Record |
| Prior Sale | Dec 03, 2012 · Amount on Record |
| Deed Document Number | 2021823740 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jun 25, 2026 |
| Property Address | 609 18TH ST N, MOORHEAD, MN 56560-2337 |
| Document Number | 0000865791 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026865791 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 609 18TH ST N, MOORHEAD, MN 56560-2337 |
| Investor | Possibly a Property Investor |
| Document Number | 0000865791, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 2026865791 |
| Name | CITY OF ELY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Dec 06, 2021 |
| Property Address | 609 18TH ST N, MOORHEAD, MN 56560-2337 |
| Document Number | 0000823740 |
| Instrument Date | Dec 03, 2021 |
| Instrument | 823740 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | FM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 18TH ST N, MOORHEAD, MN 56560-2337 |
| Document Number | 0000823741 |
|---|---|
| Date | Dec 06, 2021 |
| Instrument | 823741 |
| Name | GATE CITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Dec 06, 2021 |
| Property Address | 609 18TH ST N, MOORHEAD, MN 56560-2337 |
| Document Number | 0000823739 |
| Instrument Date | Aug 05, 2021 |
| Instrument | 823739 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | FM TITLE |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 18TH ST N, MOORHEAD, MN 56560-2337 |
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,396.00 (+16.38%) | ||
| 2025 | $199,400 (+11.09%) Land $33,200 Building $166,200 | $199,400 (+11.09%) Land $33,200 Building $166,200 | |
| 2023 | $2,918.00 Homeowner's exemption | $179,500 Land $28,100 Building $151,400 | $179,500 Land $28,100 Building $151,400 |
Source: FEMA National Flood Hazard Layer as of October 26, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Cable One Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Park Region Mutual Telephone Company, Verizon.
Based on FCC filings for 488 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Moorhead serves 44,583 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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